Samsung Wallet users in the U.S. are about to get more flexible ways to pay, as Samsung is rolling out a new installment payments feature starting July 25. The option will initially be available in 21 states and Washington D.C., with plans to expand nationwide by the end of 2025.
This new capability builds on the recent addition of Tap to Transfer, giving users another payment option when making in-store purchases. Instead of paying the full amount upfront, customers can now divide their transaction into smaller payments using their eligible Visa or Mastercard credit card.
Samsung Wallet now lets you split up your payments. | Image credit — Samsung
The installment service is made possible through Samsung's partnership with Splitit, a third-party provider. Importantly, users won't need to apply for a new line of credit or pass a credit check to use the feature. The funds are drawn from the existing balance of the card you already have in your Wallet.
Once you make a purchase, you can choose from one of four plans: six payments every two weeks, eight payments every two weeks, six monthly payments, or nine monthly payments. If no option is selected within 24 hours, the payment is processed in full.
Are you more likely to purchase flagship devices if you had the option to split up the payments?
Yes
55.17%
No
10.34%
It doesn’t matter since I’m spending the same anyway
34.48%
To use it, just tap 'Pay in installments' under an eligible card in Samsung Wallet. You'll then be prompted to pick a plan based on your budget. After that, you can keep track of your scheduled payments right from within the app.
At launch, participating states include Arizona, Arkansas, Colorado, Georgia, Idaho, Illinois, Kansas, Louisiana, Maine, Maryland, Michigan, Missouri, Montana, New Hampshire, New Mexico, North Dakota, Oklahoma, Oregon, Tennessee, Utah, Wyoming, and Washington D.C.
According to Drew Blackard, SVP of Mobile Product Management at Samsung Electronics America, the move aligns with Samsung Wallet's broader goal of convenience:
Our phones go with us everywhere, so we’re making the Samsung Wallet experience as helpful as possible. As a comprehensive tool for all of your digital essentials, Wallet is all about flexibility and convenience, and with the addition of Installment payments, we’re making the payment experience even more versatile, providing users with options to make purchases on their own terms.
— Drew Blackard, Senior Vice President of Mobile Product Management at Samsung Electronics America
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This addition may be especially useful for Galaxy device owners heading into the fall, as Samsung has just launched its latest generation of foldables, including the Galaxy Z Fold 7. While this move could simplify how users manage larger payments, it also places Samsung in closer competition with other mobile wallet services that have introduced similar buy-now-pay-later tools in recent years.
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Johanna 'Jojo the Techie' is a skilled mobile technology expert with over 15 years of hands-on experience, specializing in the Google ecosystem and Pixel devices. Known for her user-friendly approach, she leverages her vast tech support background to provide accessible and insightful coverage on latest technology trends. As a recognized thought leader and former member of #TeamPixel, Johanna ensures she stays at the forefront of Google services and products, making her a reliable source for all things Pixel and ChromeOS.
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