T-Mobile introduces Smartphone Equality; all customers can now snag the best smartphone offers

T-Mobile introduces Smartphone Equality; all customers can now snag the best smartphone offers
In its continuing effort to reshape the wireless industry, T-Mobile has introduced Smartphone Equality. Now, all of the carrier's customers can take advantage of the same smartphone offers. T-Mobile subscribers with a lower credit score can qualify for the same deal as those with gilded-edged credit. Instead of using credit scores to qualify customers, T-Mobile is looking at on-time payments.

Customers can now qualify by making 12 consecutive on-time payments. T-Mobile subscribers who do this can take advantage of the best offers that the carrier has on new handsets, including paying $0 down with no interest and credit checks. Customers who have been paying on-time will immediately qualify for Smartphone Equality once it starts on January 25th.


According to T-Mobile, 63% of Americans have less than perfect credit scores, and half can't qualify for the best deals for equipment from the carriers. And while another Un-carrier solution to a pain point has been made, T-Mobile parent Deutsche Telekom indicated that the carrier's current strategy cannot continue, considering that it is costing $4 billion to $5 billion each year for the carrier to keep up.

source: T-Mobile

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46 Comments

1. Planterz

Posts: 2120; Member since: Apr 30, 2012

Very nice. I might be behind on student loan and credit card payments, but at least I pay my phone bill on time. I'll probably still stick with buying last year's models for cheap rather than new flagships outright (too expensive) or on a payment plan (too restrictive).

2. NexusX

Posts: 613; Member since: May 16, 2013

if you are behind on student loan and credit card payments, i don't think you should be buying a smartphone in the first place

3. wilsong17 unregistered

Welcome to America were a phone is more important than a career

9. Planterz

Posts: 2120; Member since: Apr 30, 2012

"Welcome to America were a phone is more important than a career" At least I can spell and punctuate, despite my American public education.

6. iOSLMFAO

Posts: 290; Member since: Dec 15, 2014

That is T-Mobile's target demographic. People who prioritize having a phone over paying for neccessities.

7. Planterz

Posts: 2120; Member since: Apr 30, 2012

That's why I'm still using a Nexus 4 that I got for free + the cost of a replacement screen, and a cheapo Samsung. I want to get a LG G2 or OPO when I get my tax refund, but the rest is going to said debts. It takes 7 years for delinquent debts to be removed from credit reports, but 12 months of good standing with T-Mobile means I (and others) can benefit from this policy now rather than 7 years down the road, if/when I get my s#%t together.

19. strudelz100

Posts: 646; Member since: Aug 20, 2014

Planterz Buy a Moto G (2014). It's 99% as good as flagships at 30% the price. Literally double the battery life of a Nexus 4.

24. Planterz

Posts: 2120; Member since: Apr 30, 2012

strudelz100... Why would I want a Moto G when I've got a Nexus 4? I've got a faster processor, better GPU, twice the RAM, and a bigger screen. And yes, I even have LTE. The Moto G is nice (LTE version, anyway), but it'd be a downgrade for me apart from the microSD slot. I want something with a bigger screen and bigger battery. Thus, G2 or OPO.

26. Planterz

Posts: 2120; Member since: Apr 30, 2012

Sorry, didn't see you said the 2014 Moto G. If/when they come out with an LTE version for North America, it'd definitley be something to consider, but it wouldn't cost much less than a used G2 (or a new one off eBay from HK for $250).

17. Dante216

Posts: 32; Member since: Dec 18, 2013

A smartphone is a necessity these days. It's not just a toy. It makes getting business taken care of a lot easier. So being in debt is not a reason to not have one

5. bestmvno

Posts: 251; Member since: Mar 07, 2014

If you're behind on said payments, you may want to consider using Freedompops free plan while you get those other issues taken care of

33. downphoenix

Posts: 3165; Member since: Jun 19, 2010

If you wanna deal with poor coverage, poor call quality, and texts not wanting to send as well as a 500mb data cap, go for it.

36. JunitoNH

Posts: 1946; Member since: Feb 15, 2012

Well, you always get the $30 deal with T-Mobile, and just add a Google voice number.

4. iOSLMFAO

Posts: 290; Member since: Dec 15, 2014

""This is not only the right thing to do. It’s the smart thing to do, too." No, no it is not. It's a great way to enable fraud.

32. downphoenix

Posts: 3165; Member since: Jun 19, 2010

How does it enable fraud?

8. strudelz100

Posts: 646; Member since: Aug 20, 2014

Awesome Legere! The credit system is BS. A PRIVATELY OWNED, and arbitrary rating system literally set up to judge people, often with erroneous data without any knowledge of the circumstances. This system needs to die. We can kill it by ignoring it. Who are these companies that judge you? Just an extension of the banks which bribe and fully control both parties in the US. Trust can be earned in other ways than using this system. Legere gets this. Kudos.

10. Rydsmith unregistered

So in other words, it's ok if someone steals and robs. Don't judge them. That's the point of the credit reporting agencies. They exist to hold one accountable and report their ability to pay debts. You speak like the typical American. "It's not my fault I am behind on my bills. They charge too much because they're greedy!" Yet you agreed to pay for it and now that it's time to pay it's a problem.

16. strudelz100

Posts: 646; Member since: Aug 20, 2014

Who's judging? Some guys in an office? What makes them qualified to judge? Nothing other than your blind obedience. Keep on sheeping. T-Mobile has the right as a business to IGNORE THAT MODEL if they wish. I only endorse the freedom for businesses to use any rating system they wish. Which is the right thing.

25. Doc_Oc

Posts: 20; Member since: Aug 01, 2014

How do you propose a company determine your creditworthiness then? Should they send our representatives to interview you, your family, friends, and co-workers as well as use a private investigator to better understand your spending and repayment practices? Not exactly possible is it. And yes, people in an office are qualified to "judge" someone's creditworthiness when they have access to you payment history.

34. strudelz100

Posts: 646; Member since: Aug 20, 2014

With a program like T-Mobile is proposing. I promote business choice. That's it. T-Mobile shouldn't be forced to participate if they want to use their own system to determine "trustworthiness".

18. strudelz100

Posts: 646; Member since: Aug 20, 2014

Please point out the part I said that "it's ok if someone steals and robs". You can't. Because I never said that. I just don't think the thieves and robbers of the Credit system, that extort all business and consumers throughout the world, have a right to judge ANYONE. Your middling knowledge of what the credit system actually exists for makes me chuckle.

40. corporateJP

Posts: 2458; Member since: Nov 28, 2009

Credit reporting agencies are f*ck-ups. I've seen plenty of people get erroneously raped by these bastards and then fight tooth and nail to get it fixed (don't even get me started on what happens if your identity gets stolen). Then you have to pay for your "free" credit report? These people are a joke. But you know what? Your joke of an "elected" government, both slime parties, let it go on and back-pocket money in the process. Nothing gets fixed until people wise-up...

48. tedkord

Posts: 17131; Member since: Jun 17, 2009

I'm not for scrapping the credit system, but it does need an overhaul. It's too easy for someone to get their credit ruined by the fraud of others, and its a hassle to get it fixed. The first thing is every person should have 24/7 access to their own credit report. These companies are using our information as a commodity, they should allow us access to it whenever we like, free of charge.

21. Doc_Oc

Posts: 20; Member since: Aug 01, 2014

You are a fool. Banks lend money and expect to be paid back. Anyone lending money is going to want to make a "judgement" about someone's ability to pay back the loan. You would do the same on a personal level. If you had a friend that you knew was irresponsible with their finances, you probably wouldn't lend them money or you would have strict conditions. On the other hand, you would be much more lenient with a friend that you knew to be responsible.

37. strudelz100

Posts: 646; Member since: Aug 20, 2014

All I was promoting is that T-Mobile has a choice to NOT use the established credit system. They have a right to establish their own system to determine trustworthiness..

22. Jason78

Posts: 281; Member since: Apr 10, 2013

If you stop asking them to loan you money they will stop judging you.

31. NexusX

Posts: 613; Member since: May 16, 2013

the credit system is not bulls**t. in a country where defaulting on your loans have no real consequence other than a dent in your credit. the credit system is the only thing that's keeping america together. the credit system is the only thing that gives poor america the delusion that they can own s**t they can't afford in the form of monthly payments. in the country where intellectual gap is fast widening, where the intelligent people are writing apps and designing computer chips and poor sitting on their fatasses watching netflix, the credit system is only thing that's keeping the poor from caring and revolting

35. strudelz100

Posts: 646; Member since: Aug 20, 2014

I don't owe anybody anything currently and my life is wonderful completely out of debt. I pay cash for everything. I can move anywhere any time I wish. And you're right. Buying things with invisible money IS a delusion.

41. corporateJP

Posts: 2458; Member since: Nov 28, 2009

Clearly, you must be one of the people watching Netflix with a large ass, because that comment was far from proving you are intelligent. Just saying.

38. JunitoNH

Posts: 1946; Member since: Feb 15, 2012

Not only that, but the banks and lenders use Fico scores to judge us. Yet, a couple years ago, due to mismanagement and irresponsible behavior/investment the federal government had to bail them out, with our money. Yet, they have the nerves to sit in judgement.

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