Apple Pay can work internationally if you have a card with a US bank

Apple Pay can work internationally if you have a card with a US bank
Apple Pay finally launched yesterday, leading to plenty of iPhone users being able to pay for their fast food by tapping their phone. Of course, it has also been widely said that Apple Pay will be US-only, which is technically true; but, users around the world are finding that there is a workaround to get Apple Pay working internationally.

Users in Canada, Australia, and the United Arab Emirates have found that Apple Pay NFC payments can work, and it is relatively easy to set up your new iPhone to do it as long as you have the one major requirement covered: a credit/debit card with a US bank. This can be quite difficult as many banks require a US address to get a card, but if you can sort that out, the rest is pretty easy. All you have to do is change the region settings to the US on your iPhone 6/6 Plus running iOS 8.1. Doing this allows you to add a credit/debit card to your Passbook. 

From there, early testing is showing that Apple Pay can work just about anywhere that accepts NFC payments. Of course, as with any overseas transaction, there may be extra fees involved. Apple has said that it is working on bringing Apple Pay to international markets, and obviously it isn't a technical issue to do so. Apple has a tendency to be able to make deals, so once it can get international banks on board, Apple Pay will be expanding. 


source: Mashable

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19 Comments

1. Tziggy14

Posts: 623; Member since: Sep 02, 2014

i have never seen so much coverage over a service that was already provided for over 2 years by Google.

2. fzacek

Posts: 2486; Member since: Jan 26, 2014

Yup, this happens every time Apple implements something that has been in Android for years. All of a sudden it's "innovative" and "revolutionary"...

5. darkkjedii

Posts: 30833; Member since: Feb 05, 2011

Simply shows how Apple means to the business world. That's not a knock on Google, but Apple matters more to them.

12. Mxyzptlk unregistered

+1 for the truth. Same thing I said in another article about Apple pay.

7. wereallbiased

Posts: 33; Member since: Oct 21, 2014

it is different than google pay in the way it encrypts the bank info coming across the payment system, so you're technically not right on this one..although in general you may be correct that Apple is not innovative...but then again, who is now a days?

10. j2001m

Posts: 3061; Member since: Apr 28, 2014

samsung

11. Mxyzptlk unregistered

lol you're kiddig right?

17. TheMoltenD

Posts: 109; Member since: Jul 13, 2014

Every payment on these Apple charges your bank a small fee which they then give to you to pay. Using Apple Pay = paying apple to use your money. Google does not charge any fees for using Google Wallet.

4. MichaelHeller

Posts: 2734; Member since: May 26, 2011

Apple makes up over 40% of smartphones in the US, so the fact that Android has had NFC payments doesn't matter for almost half of the smartphone ecosystem. That 40% and the fact that it is new for them is why Apple Pay gets coverage, just like Android 5.0 is getting tons of coverage even though relatively few users are going to get it anytime soon.

8. wereallbiased

Posts: 33; Member since: Oct 21, 2014

and the fact that the religious zeal of apple fans will move like a flock of birds, they'll be all over the apple pay... if anything just to say they "use applepay cause its cool and my iphone can do it"

13. AlikMalix unregistered

How about the fact that Google cannot control carriers as opposed to Apple vs carriers. Google Wallet was blocked by carriers - Apple Pay is NOT.... This is not a pun, nor a praise - just a good reason why Google Wallet didnt take off.. But my reason still stays on one important aspect of how Apple does things: Apple rounds up as many merchants and only when Most of them are on board it releases the tech to consumer - making it viable from DAY 1. Android manufacturers slap an NFC hoping the merchants get on board voluntarily - which in competitive, vastly mixed and high adaptation costs kind of market isn't a possibility unless some huge entity (in this case, Apple) is holding the reins.

15. shuaibhere

Posts: 1986; Member since: Jul 07, 2012

Lol...without anroid oems using nfc..it wouldn't have been successful at all...apple waits for others to implement and they get fruits of it later.... There should be someone who should do it first....I'm glad that it's anroid most of the times.....

9. InspectorGadget80 unregistered

You also forget too mention it's LIMITATION on mobile payment how pitiful.

3. Rocket

Posts: 626; Member since: Feb 24, 2014

That's bcuz this is iphone arena remember? ;)

6. wereallbiased

Posts: 33; Member since: Oct 21, 2014

this may indeed be iphone arena...but its also hate on apple arena too. The funny thing is, apple pay will work better than google ever did for two reasons ( and if you put aside your biased hate for apple you'll find you have to agree ). 1. apple pay will probably be successful because Apple has a tendency to get strategic partners in what it does....they have deep pockets and influence, for good or bad. 2. apple has a loyal (religiously) fanbase, and they will do everything that apple tells them too...so if apple tells them to use applepay, they will...and their fanbase is big enough that it will consequently make it successful. Google just didnt put enough uuumph into it, nor did they get strategic enough partners across the industry for it to be widely adopted by the way, i always find it amusing when peeps say this is iphone arena, when the vast majority of comments are android fans bashing on apple (yes i know the articles are biased towards apple...im just sayin its ironic cause you'd think since this was "iphone arena" that apple peeps would come here thinking it was pro-apple)

14. AlikMalix unregistered

You had a great point, right up to number 2.. Apple does not TELL consumers what to do.... they provide a product and if it works well and easy - people use it. Just because other manufacturers cannot design UI that's easy to adopt and apply to everyday tasks doesnt mean that iOS users are doing exactly what APPLE TELLS THEM TO DO. Once again, Apple Pay may see huge adaptation quickly because they delivered a finished product - technology and merchants work together (you outlined that in your 1st point). Google couldnt even get carriers to allow their "Wallet" on their Android platform that's on Phones YOU OWN. The opposite on Apple side - where consumers have the biggest corporation in the world insuring that the features they have on their phones (like Apple Pay) will not be blocked but instead pushed to become a mainstream tool... It really comes down to which company has more influence on the world...http://images.businessweek.com/ss/08/12/1211_most_influential/2.htm But dont worry, on every list, by every one who made one - Google comes right behind Apple...

16. shuaibhere

Posts: 1986; Member since: Jul 07, 2012

"Just because other manufacturers cannot design UI that's easy to adopt and apply to everyday tasks doesnt mean that iOS users are doing exactly what APPLE TELLS THEM TO DO." What is so hard about anroid and WP??? You guys are using that argument even know?? Really??? In fact for newbie it's hard to get used to iOS...because you just cant copy paste your data like other platforms...you have to go through itunes to do it.... I know my cousin sis was confused she bought ip4 her first iphone... And then slowly she got used to it....

18. Philipand96

Posts: 103; Member since: Jul 12, 2014

In the UK we have had “chip and pin” for years insert your card into a machine and enter the 4 digit pin; the assistant is NOT privy to any card details I don't know when was the last time I signed 6 years plus? NOT FAST FOOD RELATED ORDERS IN GENERAL Firms that can accept credit cards payment either over the phone or the internet have to be approved, these transactions use the cards start date and expiry date and CVV and all deliveries must be to the card holders’ address FAST FOOD RELATED Apple pay uses a credit card "linked" to the iPhone 6 / 6+ being the iPhone ( the one NFC profile is to support Apple pay) If (which I doubt) POS terminal are replaced to with a POS that INCLUDES a NFC reader WON'T be due to Apple. All the major credit card issuers have to do is replace your credit card with one that has the NFC chip as well (I have one!) Now I know Apple have posted some impressive benchmarks but if I want my fast food quick, I can use my NFC enabled credit card, is getting out your IPhone really faster (NO as I don't own an Iphone) The first Phonearena article stated that Apple pay is NOT being adopted by Wal-Mart and BestBuy which I assume didn’t want invest in a POS which is just adding NFC. Those who have signed up already had NFC POS terminals installed Apple pay offers biometric fingerprint but the same level of security that chip and pin offers over paper transactions Apple pay is NOT needed not required, Apple has NOT invested in replacing the POS with NFC enabled POS. If the POS has a NFC reader, your NFC enabled credit card will work also, and unlike an IPhone does not need to be recharged or on It is tragic that the ONLY new feature on the iPhone 6 (not on the iPhone5 or iphone5S) is “Apple pay” a hybrid NON phone related feature, "The opposite on Apple side - where consumers have the biggest corporation in the world insuring that the features they have on their phones (like Apple Pay) will not be blocked but instead pushed to become a mainstream tool..." In two years all Apple have done is to make the display larger and add Apple payhttp://www.phonearena.com/phones/compare/Apple-iPhone-5,Apple-iPhone-6/phones/7378,8346 And by the way iPad mini 3 just added Apple Pay .... Progress right

19. wereallbiased

Posts: 33; Member since: Oct 21, 2014

I'm sorry I think fell asleep about half way through your essay..you were saying something about how much you love iPhones?

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