Every time a new flagship appears on the shelves, big carriers like Verizon, AT&T and T-Mobile rush promos like "Get it free, on us!" – then, there's the fine print. The phone's actual cost is spread across monthly bill credits that only apply if you stay on a qualifying plan (not a cheap one) for the full term. These offers are designed to lock customers into long-term contracts.
Now, there's a study that estimates about 73 million Americans have fallen for the idea of "free" and "on us" carrier phones without actually understanding the fine print.
The nationwide study
Image by PhoneArena
A national poll conducted by The Harris Poll for Consumer Cellular suggests that many Americans are spending more than they realize on their mobile service. The research found that a large share of people over 50 pay for unlimited data they rarely use, effectively helping to cover the costs of heavier users on the same networks.
Consumer Cellular's own usage records show that customers in this age group average just over 5 GB of data each month – far below the limits that justify expensive unlimited plans. The study also uncovered that about one in four adults have signed up for a “free” or “on us” phone offer without realizing the fine print often ties them to multi-year plans or higher monthly rates, canceling out any apparent savings.
'Free' isn't free, and 'unlimited' rarely means what people think it does. Our research and our own customer data both show that tens of millions of Americans are almost certainly overpaying for data they don't use or phones that aren't really free. Carriers need to make it easier for people to understand what they're truly paying for and how to right-size their plan.
– Ed Evans, CEO of Consumer Cellular, November 2025
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What the numbers say
Key insights from the study reveal a widespread lack of awareness about mobile costs and plan value among US consumers.
More than a quarter (27%) of adults have accepted a "free" or "on us" phone deal without realizing the terms or obligations attached. Nine in ten (90%) mobile users believe most people misunderstand the real cost or fine print behind such promotions. Among those aged 50 and older, nearly eight in ten (79%) either have unlimited plans or use far less data than their plans provide, suggesting they routinely pay for unused data.
The problem is even more pronounced among customers of major carriers: over eight in ten in this age group either have unlimited plans or underuse their data, more than half are unsure of their monthly data usage, and another half never compare plans for better value. Overall, 43% of mobile consumers never shop for a better deal, including more than half of those over 50.
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How to save billions of dollars?
Many consumers end up overpaying for wireless service because they rarely review their data usage or compare plans. That's why it's a good idea to audit your data use, to calculate the real cost of phone deals, and to review plans annually to find smarter, more cost-effective options.
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Sebastian, a veteran of a tech writer with over 15 years of experience in media and marketing, blends his lifelong fascination with writing and technology to provide valuable insights into the realm of mobile devices. Embracing the evolution from PCs to smartphones, he harbors a special appreciation for the Google Pixel line due to their superior camera capabilities. Known for his engaging storytelling style, sprinkled with rich literary and film references, Sebastian critically explores the impact of technology on society, while also perpetually seeking out the next great tech deal, making him a distinct and relatable voice in the tech world.
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