Interestingly enough, insurance provider State Farm has an app for iOS that calculates your driving by relying on data provided by your iPhone. Their Driver Feedback app uses the handset’s GPS and accelerometer to measure things like you braking, cornering, and acceleration habits – thus ultimately coming down with a numerical score for you to brag about with your friends.
For those hesitant on using the app, you won’t have to worry because State Farm claims that it does nothing more than offering you some insight to your own driving habits – and that they won’t collect data or adjust your rate depending on your score.
Although there are some services out there that utilize information gathered by specific devices to potentially lower you premium, as long as you’re deemed as a safe driver, it’ll be interesting to see whether or not insurance providers will branch the service out to other smartphones down the road. Then again, it can do the opposite and actually raise your insurance premium!
source: State Farm via Engadget