State Farm app for iOS utilizes the iPhone's sensors to rate your driving
Interestingly enough, insurance provider State Farm has an app for iOS that calculates your driving by relying on data provided by your iPhone. Their Driver Feedback app uses the handset’s GPS and accelerometer to measure things like you braking, cornering, and acceleration habits – thus ultimately coming down with a numerical score for you to brag about with your friends.
For those hesitant on using the app, you won’t have to worry because State Farm claims that it does nothing more than offering you some insight to your own driving habits – and that they won’t collect data or adjust your rate depending on your score.
Although there are some services out there that utilize information gathered by specific devices to potentially lower you premium, as long as you’re deemed as a safe driver, it’ll be interesting to see whether or not insurance providers will branch the service out to other smartphones down the road. Then again, it can do the opposite and actually raise your insurance premium!
source: State Farm via Engadget
1. msa1988 (Posts: 417; Member since: 30 Mar 2010)
This is actually pretty cool. I have a lead foot, so this would be an app that would be interesting to see actually how crazy I am.
But, like usual, the good apps go right to the iPhone. Whoever comments on the Android app post last week, let this be proof about how apple apps are better / more advanced.
2. Rawrzellers (Posts: 224; Member since: 22 Aug 2010)
Haha if anything this will just turn into something they might use to raise your rates.
3. bossmt_2 (Posts: 443; Member since: 13 Oct 2009)
I really doubt it accurately rates your driving. I feel like they'd take points off for fishtailing, when in reality that's a point winner if you can fish tale and not get in an accident. Hell of a skill.
4. LionStone (Posts: 550; Member since: 10 Dec 2010)
Heh, "more advanced"?, you don't know how fast you're driving?
5. hawk62 (Posts: 320; Member since: 21 Nov 2009)
Can the number go negative? Like if you live on 1 wheel! Not that i have time to ride anymore :(