New T-Mobile plans are now live without the retired plans' best perk

T-Mobile's new plans offer less frequent upgrades than before.

t-mobile nothing plans
No more yearly upgrades. | Image by Can't Miss US
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Earlier this week, T-Mobile revamped its plan offerings under a new "Nothing" umbrella. The plans are now live, and they do kinda offer nothing in the way of actual yearly upgrades.

Recalibrating



T-Mobile long ago abandoned its forever price guarantees and tax-inclusive pricing. These two elements once set it apart from AT&T and Verizon, and fueled its growth.

Now, the Experience Beyond 2.0 and Experience More 2.0 plans have arrived, and they aren't direct successors to the original versions. T-Mobile subtly hinted at this shift by saying Experience More 2.0 slotted above Essentials 2.0, while Experience Beyond 2.0 moved a step higher. 

So, what changed? Experience Beyond no longer includes true yearly upgrades, replacing them with an "Early Upgrade" option. Similarly, Experience More 2.0 axes biennial upgrades.

That's because T-Mobile requires you to pay off 50% of your device's cost before you are eligible for an upgrade. Because new financing agreements stretch across 36 months, reaching that 50% now takes 18 months instead of 12.

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A double-edged sword


At first glance, a 36-month term seems like a tactic to lock subscribers in longer. However, considering that phone prices have been rising, a three-year contract means that monthly payments will be smaller.

You could technically pay off the device early, but doing so would forfeit your bill credits and defeat the purpose.

Still beating AT&T and Verizon


Even with these cutbacks, T-Mobile remains the only major carrier offering built-in upgrades as a standard plan benefit. While AT&T and Verizon routinely roll out deals, those are not permanent plan perks.

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AT&T offers a Next Up Anytime add-on for early upgrades, but that will cost you an extra $10 every month.

The reality of rising costs


While it's easy to blame T-Mobile for every unfavorable policy, the reality is that smartphone prices are rising. Samsung's new foldable lineup, for instance, costs $100 more than the previous generation did. The upcoming iPhone 18 Pro might be $300 more expensive than the iPhone 17 Pro. T-Mobile recently said that it won't offer higher subsidies to offset those hikes, making these conservative upgrade terms easier to understand.

Read more about T-Mobile's dwindling perks:
Six-month unlimited plan is now 57% off
$90
$210
$120 off (57%)
Mint Mobile is now allowing you to get whichever plan you like for either three, six, or 12 months for just $15/mo. If you go for the six-month unlimited service, for instance, you'll now have to pay just $90 upfront instead of $210.
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