Apple Pay quickly takes the top spot among U.S. mobile payments services
posted by Alan F. / Oct 28, 2014, 12:45 AM
What about those retailers that have been deciding to back away from Apple Pay, like Rite Aid and CVS? Cook said that in the long run, retailers will have to do what consumers want them to, which might include supporting Apple's mobile payments service. Additionally, Cook says that the security of Apple Pay will help retailers avoid the credit card fraud experienced by Target, Home Depot and Staples among others. That should give many firms enough incentive to give in and ultimately decide to use Apple Pay.
Cook himself said that he used Apple Pay at Whole Foods. While the executive is obviously biased, he did have some kind words for the mobile payments service, saying how easy it is to use. "You're no longer fishing for your credit card," he said. "It's the first mobile payments system that's easy, secure, and private."
source: WSJ.D via MacRumors
Posts: 724; Member since: Jun 10, 2014
Activated credit cards says nothing; every iPhone owner will hurry up and activate the service as soon as they get their hands on their new phone, especially the early buyers. How they'll use it afterwards is what counts; let's wait a few months and see what happens before we declare a winner. Who knows, there might not even be one...!
posted on Oct 28, 2014, 1:10 AM 7
Posts: 81; Member since: Jan 19, 2012
I agree with you 100%! I activated my credit cards with Apple Pay the day I got my iPhone 6 and I have not used the service once. It has been three weeks now.
posted on Oct 28, 2014, 1:21 AM 0
Posts: 1962; Member since: Aug 15, 2013
I activated Google Wallet a couple of years ago and I've only used it twice just to try it out. I still use my debit card for most of my transactions.
posted on Oct 28, 2014, 4:03 AM 1
Posts: 103; Member since: Jul 12, 2014
If Apple were so concerned they need NOT accept the 15c per $100 sales, transaction kickback altruistic allowing touchid to secure the card The ONLY upgrade to the iPad Mini 3 was to add Apple Pay. Apple only enabled the one NFC profile which supports Apple pay and surprise surprise Apple are being paid without installing one NFC terminal. If I withdraw cash from my bank account at an ATM it is free If I withdraw the same amount of money from my credit card THERE IS AN ADDITIOANL % COST ADDED ( plus there is a minimum fee per transaction ) which is essentially what these stores are trying to avoid, what was once free now cost If Credit Card Companies reduce the cost to the same level as banks debit transactions there would not be a problem, those who choose to pay using Apple pay would be welcomed. CC fraud has been significantly! reduced by the use of chip &pin (I have not signed for anything in years) Credit card fraud based on paper transactions is due to assistants not following security protocols If Credit Card Companies reduce the cost to the same level as banks debit transactions there would not be a problem, those who choose to pay using Apple pay would be welcomed My transactions are SECURE AND PRIVATE as UK use chip & pin, All UK credit card printed receipts must ONLY display the last 4 digits (one of the credit card regulations), no shop assistant should even have contact with the YOUR card OR be aware of the number The weakness of Apple pay is there is NO compulsion for the trader to add a card reader and its REQUIRES you to have a credit card. Tim Cook is stating that Apple pay is the ONLY way to pa,y mobile payments are additional, an optional service if already there Re “You're no longer fishing for your credit card," he said. "It's the first mobile payments system that's easy, secure, and private” There are instances where I don’t want to get my phone out and when did taking a card out become such a Herculean task?
posted on Oct 28, 2014, 12:46 PM 1
You cannot walk into a bank, or use an ATM without seeing the option for Apple Pay (maybe a little exaggerated, I know), but still. I did not see this kind of campaign with Google Wallet - although I've seen ISIS somewhere before for sure. In my opinion, if you're going to launch a product -- this is how you do it: get all 3rd parties on board, do not allow carriers to block it with it's own alternative, and make it less hassle to use; instead of slapping some chip on the device and hope everyone volunteers. I'm not getting the new iPhone yet, still like the size of my 5s, but maybe next year, I can happily leave my wallet in the car, or soon enough get rid of it for good...
posted on Oct 28, 2014, 1:31 AM 5
Posts: 622; Member since: Jan 30, 2013
I would like to see transit agencies like the MTA in NYC to implement Google Wallet and Apple Pay to pay for fares on the train/bus instead of using the outdated MetroCard. But sadly the MTA takes FOREVER. smh.
posted on Oct 28, 2014, 2:17 AM 0
I read just today, that Apple is already hunting for that....http://appleinsider.com/articl
P.S. Love your Avatar...
posted on Oct 28, 2014, 2:24 AM 1
Posts: 601; Member since: Jan 11, 2010
You should come to Boston were we have Charlie Cards. You tap an go kinda like mobile payments. I also have a metro card for my trips to NYC. I don't like the metro card either as its to flimsy and you have to swipe it and hope the mag strip doest wear. With charlie cards you tap it like a badge at work.
posted on Oct 28, 2014, 9:03 AM 0
Posts: 601; Member since: Jan 11, 2010
I look at mobile payments like online shopping in the 90's. My mom was scared to death when it came to shopping online; she swore to never do it. Today she shops mostly online and rarely at a store. I think people just have to get used to it and know that the technology is hear to stay. I mean we have been pulling cards out of our wallets for decades now; so this is going to take some time.
posted on Oct 28, 2014, 9:07 AM 1
thats why stores are doing bad and economy also everything is outsourced to electronic and other country's then no one goes to the mall to shop Christmas gets less fun and festive because people buy online then people dont have store season jobs less money less everything. stupid internet
posted on Oct 28, 2014, 10:26 AM 0
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