Selfies are replacing passwords as a way to verify identification

Selfies are replacing passwords as a way to verify identification
As phone manufacturers continue to improve the front-facing camera on their devices in order to allow users to shoot better looking selfies, the self portrait itself is becoming more useful. Some companies are beginning to use these photographs as a replacement for a password. One such company is MasterCard, which launched an app called Identity Check Mobile. With the app, consumers using their credit card online can verify their identity by looking into the smartphone camera on their phone. The consumer is asked to blink to prevent someone from substituting a still photo.

The image is stored by Master Card on their server until it is encrypted. At that point, the photo is deleted. Next year, MasterCard says that consumer selfies will be kept inside the Identity Check Mobile app as a safety precaution. MasterCard has started this program in Europe, and 92% of the customers participating say that they want to login to mobile banking apps by using biometrics instead of using a password.

Ride-sharing service Uber is now asking its drivers to take a selfie every now and then before accepting a new fare. This is done through an app that is available to Uber drivers only. The picture is run through Microsoft’s cloud-based Cognitive Services software tool which uses an algorithm to match the selfie with pictures on file. Even though some of the pictures it has on file are not very good ones, Uber was still able to verify 99% of the selfies sent in by its drivers.

Selfies snapped for identification use are converted to a series of numbers based on certain facial measurements. The width of someone's nose, or the curve of their jaw are measured and then converted to an ID code that is compared to a reference photo left on file. It isn't a system that has been perfected yet, but many companies are happy to use it. For example, U.K. bank HSBC allows banking customers to open an online account using a selfie that is compared to an uploaded driver's license photo.


source: WSJ

FEATURED VIDEO

9 Comments

1. Barney_stinson

Posts: 672; Member since: May 30, 2016

Gold mine for hackers!!!

2. DavMor0069

Posts: 266; Member since: Dec 09, 2015

Iris scanner will probably become standard in flagship in some 2 or more years.

8. An.Awesome.Guy

Posts: 636; Member since: Jan 12, 2015

Iris scanner is much better than this I don't like the idea of it or of Fingerprint because if someone somehow stole it ,you can't change it unlike password but hell yeah I would much more prefer it than this selfie or photo verification.

3. UglyFrank

Posts: 2193; Member since: Jan 23, 2014

Ahhhh face unlock how we kinda miss you

4. Feanor

Posts: 1346; Member since: Jun 20, 2012

Miss it? It's still there. I'm using it to unlock my tablet because it doesn't come with fingerprint scanner.

5. Tanii

Posts: 132; Member since: Apr 30, 2015

He needs to blink, then what if we put a video with him blinking in front of the cell to unlock it? :p

9. An.Awesome.Guy

Posts: 636; Member since: Jan 12, 2015

Now imagine a CGI face of someone in the dark that ca blink . I don't think the other PC can tell if a photo is a CGI or real especially since it is a 2D camera and not a 3D camera (two cameras).

6. XperiaG

Posts: 178; Member since: Jun 06, 2016

Not useful... unless you are in a place with good light... I had this kind of face unlock for my phone but I changed for a pattern cause I wanted to unlock my phone at night and It seems like my phone did not recognized me or something hahaha.. I could not unlock it untill next morning...

7. iSpammer

Posts: 13; Member since: Sep 20, 2014

i can unlock my brother's device (smart lock) using my face *_* now i can use his mastercard :)

Latest Stories

This copy is for your personal, non-commercial use only. You can order presentation-ready copies for distribution to your colleagues, clients or customers at https://www.parsintl.com/phonearena or use the Reprints & Permissions tool that appears at the bottom of each web page. Visit https://www.parsintl.com/ for samples and additional information.