Samsung Pay officially launches in the United States

Samsung Pay officially launches in the United States
Buoyed by the concurrent emergence of smartwatches, the mobile payment industry is now in full swing. Apple has made a song and dance of its Apple Pay service, which has gradually reached a number of nations following its Stateside initiation, and now Samsung is joining in the shenanigans. Sammy had promised that its mobile payment system would be ready to rock by September 28th after testing the waters in South Korea, and so it has proved. But as is often the case with these major new features, there are some limitations. 

Mobile technology is a fragmented beast, with the user experience likely to vary drastically from device to device. Even within Samsung's own ranks, you've got a wide selection of devices; some running on Android, modded with the company's own TouchWiz overlay, and others packing Samsung's emerging Tizen OS. But despite a smartphone roster that seems to add new faces on a weekly basis, only the newest and most powerful devices will be getting Samsung Pay for the time being. 

This includes the Galaxy Note5, the flagship Galaxy S6, along with the Galaxy S6 edge and the S6 edge+. AT&T, Sprint, T-Mobile, and U.S. Cellular will support Samsung Pay from today's inception, but if you're subbed to Verizon, you'll have to sit it out for the time being. Away from carriers, a number of banks and credit / debit card vendors are already on board, including the likes of American Express, Bank of America, Citibank, MasterCard and Visa.

The main draw for Samsung Pay over, say, Android Pay or the aforementioned Apple Pay is that it supports NFC (Near-Field Communication) and MST (Magnetic Secure Transaction) infrastructures. The latter is more widely available, meaning that Samsung Pay will work with almost all traditional swipe-card payment terminals. Since Apple and Google only support NFC for now, Samsung users are at a significant advantage, and despite its belated introduction, those wielding a Galaxy S6-era handset will surely favor it over Android Pay.

To sweeten the deal, Samsung is also offering Note5 and S6 edge+ owners a free wireless charger or wallet flip cover, should they activate Samsung Pay before the end of October 11th. To hop aboard, just hit that source link. 

source: Samsung via PhoneScoop

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30 Comments

1. zeeBomb

Posts: 2318; Member since: Aug 14, 2014

I feel sorry for the people who tripped KNOX, they won't be able to use this feature.

9. engineer-1701d unregistered

right thankfully my young days are over of rooting and mods. i finally got to use it today a few times. since i did not have bank of america for the beta. got to say its clean simple and nice. BLEW THE MINDS OF THE STARBUCKS PEOPLE i kept giving them the phone and saying just put it next to the card reader, and there like we dont have tap to pay, am like its not nfc its mst hahahahha anyways good job and execution of the only samsung app i would want on my phone from bloat removal

31. TechieXP1969

Posts: 14967; Member since: Sep 25, 2013

All you have to do is put the original firmware back on...right? Or is it broken once it's tripped forever? If so, then simply break it and get it replaced via your insurance. Problem solved.

2. Taters

Posts: 6474; Member since: Jan 28, 2013

Hmmm, I am still not sure I will be giving up physical credit cards yet. Still won't hit Canada for awhile yet so I have time to decide.

10. engineer-1701d unregistered

trust me taters you will like, i found it way better then the new android pay that google messed up, i contacted samsung about adding loyalty cards, PLUS if you activate the sam pay and use it you get a free wireless charger or flip case.

14. Kary1

Posts: 300; Member since: Jun 26, 2015

I'm leaning more toward the Coin (2.0) or Plastc cards. I think they have fewer liability concerns since the charges are not run through a third party, and also you don't look like such a nerd using them! ;-)

3. PhoneCritic

Posts: 1354; Member since: Oct 05, 2011

one small caveat ( if you intend to use your debit card) -your card issuer (Bank) must be on board if they are not than it wont accept the card registration. A lot of local small bank, who issued debit card, have not yet become partners so it may not work for you if you are not with a major bank (Citi, Bank of America,Chase etc..)

5. Tziggy14

Posts: 624; Member since: Sep 02, 2014

I'm Chase and it doesn't work on my phone.

7. JayFiveAlive

Posts: 67; Member since: May 30, 2014

Gotta be a master card on Chase right now I believe? Visa does not work with Chase yet.

11. engineer-1701d unregistered

its only a handfull of banks approval right now my capital one bank card did not work but my amex did and thats the card i use the most on nfc, but i will move all my money out of capital one and put in td or bank of america, i hate chevy chase/capital one

15. Kary1

Posts: 300; Member since: Jun 26, 2015

It can be even worse than that. I think it was Isis/Google Pay where it would only work with certain Chase cards! It wouldn't work with the Amazon Chase card. Yet another advantage of the Coin/Plastc style cards.

4. kick413

Posts: 162; Member since: Sep 16, 2012

Still waiting for Chase...

8. devon613

Posts: 127; Member since: Oct 13, 2011

i use it everyday its amazing...people look at me crazy lol..i have us bank

12. joevsyou

Posts: 1091; Member since: Feb 28, 2015

it's funny how phone carriers can say what you can do with YOUR phone thats not even made by them

13. Kary1

Posts: 300; Member since: Jun 26, 2015

It is their network. It this worked off line they wouldn't really have a say.

26. AntiFanBoyz unregistered

It does work offline.

32. TechieXP1969

Posts: 14967; Member since: Sep 25, 2013

Not with VZW. Just read the Wallet fiasco. Even though I did agree with VZW over Wallet, I don't with Samsung Pay because of tokenization.

16. natypes

Posts: 1110; Member since: Feb 02, 2015

This is one of the worst things Verizon has done. I would not be surprised one bit if Apple was not behind this. It's the just the way they do business.

17. iqjumpuw

Posts: 62; Member since: Nov 09, 2013

I was extremely skeptical but after using it twice today, I am pleasantly surprised. The folks at Starbucks and Safeway thought I was a hacker until I explained how Samsung Pay worked. I held up the line but the people in the line thought it was cool as hell. :)

18. iqjumpuw

Posts: 62; Member since: Nov 09, 2013

This article did forget to mention US Bank debit and credit cards are supported.

19. TechieXP1969

Posts: 14967; Member since: Sep 25, 2013

"only the newest and most powerful devices will be getting Samsung Pay for the time being". % Why do you need to say this? Isn't this true of Apple Pay? Because older iPhone can't support Apple Pay period. Older Samsung could but b would be limited to NFC. Which would make it a pain to use because many terminals won't support NFC. So it's goes without saying only newer devices support the feature. Don't be mad because Samsung Pay is going to take over. It's advantages over Apple and Android Pay is it works with nearly any terminal accept ATM and Gas Pumps. Samsung did it right. Apple rushed an scammed the banks out of money, they won't be getting much. The advantage is, one people see Galaxy devices can be used at more payment places, they will use it more often. Bus even though supporting devices are less in number, they could still rack up more usages. Example, the iPhone 6/6S/watch support Apple Pay. But it's only going to work at less than 10% of retailers. No one is going to just shop at supporting locations. Then what will happen is it will get less used because people will get tired of remembering where it works and where it doesnt. With Samsung there is no remenbering. So far from beta users have said it works everywhere and they got it to work at the gas pump by just placing an ID in the reader.those most won't do that I can't wait to try. I just set mine up today after getting an update last night. I'm gonna use it everywhere I can. Even tough I did set up Android Pay, it's been useless. All I need to remember now is to not pull out the wallet which is a hard habit to break.

21. mrochester

Posts: 978; Member since: Aug 17, 2014

I just have a sneaky suspicion Samsung pay is going to go nowhere, like a lot of Samsung initiatives. It'll be interesting to see when it launches in the UK if it gets the same sort of joint advertising with the banks as Apple currently enjoys. I can't believe how much the banks are currently pushing Apple Pay.

20. Fire5

Posts: 315; Member since: Feb 13, 2015

The ease and convinced me that I was not excited about it, but as it is compatible with my American express my curiosity forced me to use it and it's great and fast.

23. SnakєBoyVincentLiu unregistered

Copy of Apple Pay :P

24. willzhigaylo

Posts: 8; Member since: Oct 03, 2013

Right because you can use Apple Pay on MST terminals.

28. Raghavkumar

Posts: 20; Member since: Sep 28, 2015

The attention seeker is back!

25. darkkjedii

Posts: 30969; Member since: Feb 05, 2011

After I downloaded the app, and scanned for threats with LookOut, it tells me my card isn't yet accepted. That sucks, cause ApplePay registered my card with no issue. Until my card is accepted, my Note will not be my daily driver.

27. darkkjedii

Posts: 30969; Member since: Feb 05, 2011

Update: It's not my card, it's my bank.

33. TechieXP1969

Posts: 14967; Member since: Sep 25, 2013

Same trouble I have. It don't support a card with just a Visa or MC logo. It has to be one issued directly from Visa or MC or participatin banks. Which sucks because with literally 100,000 different bnks, not all are gonna be supported. Right now my only supported card is my AMEX

30. TechieXP1969

Posts: 14967; Member since: Sep 25, 2013

It's seems based on experience, the payment options don't work with debit cards, just full bank issued credit cards. Like for me, I have an AMEX Blue, Discover and a Visa. My Visa isn't from Visa directly so it doesn't work. Samsung Pay won't take my Discover, but Google does. I would think Samsung Pay would get the most support because it works with any NFC or swipe reader. Google and Apple choosing only NFC would take longer to support. The issue is getting people to simply break the habit of using a physical card.

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