Android Pay starts rolling out today

Android Pay starts rolling out today
Mobile payment service Android Pay is rolling out today. Android handsets that come with an NFC chip will be able to use the feature when checking out at retail stores and restaurants that have an NFC-based POS system. Those who had downloaded the Google Wallet app can update it to Android Pay. New users can download and install Android Pay directly from the Google Play Store. New Android handsets from Verizon, AT&T and T-Mobile running Android 4.4 or higher will have Android Pay pre-installed.

Unlike Apple, which gets .15% of the value of a credit card transaction and .5% of the value of a debit card transaction with Apple Pay, Google is not taking a dime with Android Pay. That's because Master Card and Visa are allowing Google free access to their standardized tokenization security features. With tokenization, credit card account numbers are exchanged for a unique series of numbers that will validate a specific transaction, but keep credit card account numbers secret.

Google says that Android Pay will be accepted at Best Buy, McDonald’s, Macy’s, Walgreens, Subway, Whole Foods, Toys R Us and more. Additional banks and stores will hook up with Android Pay in the near future.

A PIN, password or pattern will authorize an Android Pay transaction. Those with a handset powered by Android 6.0 Marshmallow, will be able to authorize transactions using the native fingerprint support that comes with the newest Android build.

Samsung Pay, the manufacturer's entry in the mobile payment business, will debut in the U.S. on September 28th. Unlike Apple Pay and Android Pay, Samsung Pay will work even if a retailer does not have an NFC based POS system. In that case, it uses the same magnetic based swiping technology that retailers use to ring up credit cards.

source: TechCrunch

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27 Comments

1. TechieXP1969

Posts: 14967; Member since: Sep 25, 2013

Samsung Pay is going to likely be the most used providing they get enough devices with it. 90% of retailers already accept magstrip and always will do to old people. NFC will disqualify the vast majority of iOS users. With Google, since most retailers dont have NFC based readers, that leave not enough people to use it. Basically in its first year, Samsung Pay could have more usage than Android/Apple Pay combined. Why didnt Google and Samsung team up on Loop Pay in the first place. We don't need competing payment system. We need s single industry standard.

6. Tziggy14

Posts: 626; Member since: Sep 02, 2014

Samsung Pay can only be used by a couple ten million phones since the S6 only sold that much. And even then, how many of those with Samsung Pay in their phones will bother to use it?

16. joevsyou

Posts: 1093; Member since: Feb 28, 2015

and that number will grow with every Samsung phone sold. not just the s6. I would bother using it because i know it will work nearly EVERYWHERE. i wouldn't bother with android pay or apple pay because i know it's not accepted everywhere it's like a fancy gift card. samsung pay is the prime reason i am wanting a s6 or wait for s7. All of these other phones unvil and makes me want to switch from my s5, but that samsung pay makes me come back every time

19. Rajanvir

Posts: 56; Member since: Dec 11, 2013

Doubting on the popularity and availability of Apple Pay BAD IDEA

20. joevsyou

Posts: 1093; Member since: Feb 28, 2015

mmm, I don't like apple, however out of the two apple has more of foot to push for more NFC and mobile payments becoming the norm in stores. which equals a win for everyone

25. Subie

Posts: 2429; Member since: Aug 01, 2015

Techie I agree with you on this one!

2. MSi_GS70 unregistered

how can I do it ??!?! where is app ? am in uk where is fkin wallet ???????!?!

3. SamDH1

Posts: 419; Member since: Apr 21, 2015

It's not out in the UK yet

7. MSi_GS70 unregistered

yeah they freaking saying this over 5 year frkin noo not yeeet noo still noot.. fuk wheen ???

8. SamDH1

Posts: 419; Member since: Apr 21, 2015

Uhm... I... Don't know what you just said in the first part, but UK release date hasn't been clarified or addressed at all yet by the Googs, so give it till Saturday to find out what the plans are I'd say.

10. MSi_GS70 unregistered

so never ehmm right .. thnx

9. SamDH1

Posts: 419; Member since: Apr 21, 2015

12. MSi_GS70 unregistered

''android wont run unless u update gPlay services... and there is no update..

15. SamDH1

Posts: 419; Member since: Apr 21, 2015

yes there is, it came out a few hours ago so go find the correct apk version for your device. make sure you get the right one

17. MSi_GS70 unregistered

what a bastards.. i managed update it is 8.1.04 it let me in ok .. told me to turn nfc on ok .. telling me add credit or debit card am hitting + and it throws me back .. AAAAAAAAAAAAGGGRRHHH they ar not stupid google folks to fool them.. they know am in uk .. meh

5. RoboticEngi

Posts: 1251; Member since: Dec 03, 2014

If we are lucky google finds out there's more than the US in the world within 10 years.......

4. Bjray

Posts: 199; Member since: May 29, 2014

You're in the uk? I... I got bad news for you...

13. MSi_GS70 unregistered

fkin crap is google ..! seriously !

11. Kruze

Posts: 1285; Member since: Dec 30, 2014

What about Asia?

14. bradley8795

Posts: 64; Member since: Nov 19, 2013

Holy CRAP!!!! Chase Bank, the LARGEST bank in America is not supported? WTF Google? WTF!

18. Tziggy14

Posts: 626; Member since: Sep 02, 2014

If you already have a Chase card issued in Google Wallet, it's grandfathered into Android Pay(at least for now) Just today at Mcdonald's I used Android Pay with my Chase card on the terminal and it worked no problem.

21. ikenvape

Posts: 309; Member since: May 28, 2014

So who thinks the iPhone 7 will release Apple Pay to function with any magnetic strip and dub it "swipe-ability? :D

22. jphillips63

Posts: 253; Member since: Jan 04, 2012

Well well looks like android took one from the playbook of Apple huh?

23. Muayyad

Posts: 240; Member since: Oct 05, 2012

Nope, Google wallet was doing this but the app was a mess. Android pay is a very simple implementation of tap and pay.

26. Blazers

Posts: 767; Member since: Dec 05, 2011

You had to add money to the wallet for it to work with NFC. Just adding your CC/debit didn't work for NFC, only for online payments.

24. Mr.Mr.Upgrade

Posts: 474; Member since: Aug 30, 2011

How do you update software on a Samsung phone? Simple buy a new phone every year lol

27. Shocky unregistered

It's taken them too long to start rolling this out, what's the point in having features first if it takes a few years before we can use it for it's intended purpose. Just a waste of time.

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