AT&T offering standard insurance for all iPhone models from July 17th

AT&T offering standard insurance for all iPhone models from July 17th
The iPhone has been an AT&T exclusive since day one, but unlike other phones on the carrier, the original iPhone couldn't be insured. Things have changed with later models, but you still weren't eligible for standard insurance and had to pay a whopping $12 a month and $199 in deductibles if you used the iPhone.

This however is set to change once and for all as AT&T has updated its standard insurance policy now including all iPhone models. The monthly mobile insurance price runs at the much lighter on the pocket $4.99, which covers pretty much everything: loss, theft, accidental physical or liquid damage and mechanical or electrical failure. The deductible should be set at $125, if we are to judge by other phones in the program.

“Effective July 17, 2011, the Apple iPhone (all models) will be eligible for coverage with the AT&T Mobile Insurance program (formerly Wireless Phone Insurance). Enrollment restrictions apply. Customers can only enroll within 30 days of a new activation or upgrade, prior activations or upgrades outside of 30 days are not eligible,” AT&T said in a statement.

Currently, you can avoid deductibles with insurance from Best Buy, which runs at a hefty $14.99 a month for the iPhone, or rely on Apple to replace it for $199 in case it breaks. Cupertino, though, won't cover stolen or lost phones, so it's up to you to decide whether mobile insurance is worth it.

source: AT&T via MacRumors

Related phones

iPhone 4
  • Display 3.5" 640 x 960 pixels
  • Camera 5 MP / 0.3 MP VGA front
  • Processor Apple A4, Single core, 1000 MHz
  • Storage 32 GB
  • Battery 1420 mAh(7.00h 3G talk time)



1. hawk62

Posts: 320; Member since: Nov 21, 2009

ATT should let you switch to their plan if you already have insurance like mobile protect.

2. Whateverman

Posts: 3295; Member since: May 17, 2009

And it only took 4 years! Shame on ATT, to offer such a game changing device but refusing to stand behind the product. This should have been done on day one.

3. kcombs

Posts: 275; Member since: Dec 15, 2010

insurance is through a 3rd party company not att, Asurion finally let the iPhone have the mobile protect a year or so ago. my guess is too many people complained about the price and deductible..

4. Whateverman

Posts: 3295; Member since: May 17, 2009

ATT should have backed the product they were selling, even if Asurion wasn't willing to cover it. Not to mention, there were other insurance companies could have gone with. They could have figured out a way.

5. flasjfljaslfjdajfldj unregistered


6. taco50

Posts: 5506; Member since: Oct 08, 2009

I think the problem with the iPhone was the high potential for fraud. Even now on VZW it costs $10/month to insure it with a $170 deductible. That's very high.

11. SavageLucy42

Posts: 211; Member since: Mar 24, 2011

Actually it was also part of the agreement with Apple who didn't want the iPhone under the regular ATT/Asurion insurance. That's why it took so long for ANY insurance to be available for the iphone.

7. Sniggly

Posts: 7305; Member since: Dec 05, 2009

I agree with Whateverman. Even though Asurion sucks, it's about damn time the iPhone is covered under regular insurance. Now if only Apple will pull its head out of its ass regarding warranty coverage.

14. iHateCrapple

Posts: 734; Member since: Feb 12, 2010

Right? COMPLIMENTARY AppleCare for the first 90 days? Like their doing you a favor.

15. taco50

Posts: 5506; Member since: Oct 08, 2009

Just about every manufacturer has a pay for extended warranty. iPhone comes with a free 1 year warranty. RIM by the way charges customers as well to call in for tech support.

8. AbeHextech unregistered

Best Buy is the way to go friends!

9. stealthd unregistered

I think I'd still rather go with Square Trade.

10. Socalvenom unregistered

Or you could just do what I did and pay $64 at an Apple store for iphone apple care insurance and it's fully covered for two years.

13. Eric unregistered

Read the fine print of the Apple Care terms and conditions. It says that it does not cover anything that has to do with accidental damage, even giving "Acts of God" as an example. Apple care is simply an extended warranty, which covers manufacturers defects.

12. InspectorGadget80 unregistered

Just glad I don't own a Iphone. only own a Android and I still have my 4$ insurance

16. Anthony unregistered

Also remember all the fee's and everything else AT&T will charge that will be added to the price for the iphone insurance, with Phone Guard Global its $134.95 for the 16gb and $139.95 for the 32gb and they have a $50.00 deductible on accidental and $75.00 deductible on theft/loss and no other fee's added and they send out a replacement check for the full retail value for a new iphone they dont send out reburbished equipment. So or search the App store for Phone Guard Global.

17. jailbreak iphone 5 unregistered

I phone models is a much larger platform, which is mainly used for connecting online books, read and play media files. Basically, the can do all the things the iPhone can do except call and send text messages. applications that allow the sending of text

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