Walmart Pay introduced; mobile payment service uses retailer's app and QR codes

Everyone wants to get into the mobile payment business. Walmart today introduced Walmart Pay, a service that will allow iOS and Android users to pay at Walmart stores using their handsets. It will work at any checkout lane inside the discount retailer's stores, and is compatible with any debit card, credit card, pre-paid card or Walmart gift card.

The service will debut in select Walmart stores this month, with a nationwide launch taking place in the first half of 2016. Walmart Pay will work inside the retailer's app. To use the mobile payment service, you go online at a Walmart store and open the Walmart app. Select Walmart Pay and open the camera on your phone. During checkout, a QR code will appear on the POS screen. Scan it with your camera to connect to the register. The associate then rings up your goods, bags them, and the app runs the purchase amount through a pre-selected card. Once the entire process is completed, an eReceipt is sent to the app.

According to the retailer, 22 million people use the Walmart app every month, and it ranks among the top three retailer apps in both the App Store and Google Play Store. Considering that the service is limited to Walmart stores, this is not going to take many transactions away from Apple Pay, Android Pay or Samsung Pay. Walmart knows this and says that it will integrate Walmart Pay with other mobile wallets in the future. 

source: Walmart



1. cncrim

Posts: 1590; Member since: Aug 15, 2011

Hey that's work but still not universal like Samsung Pay.....

5. bambamboogy02

Posts: 840; Member since: Jun 23, 2012

If the app is going to charge your card, why not use said card at checkout?

2. VZWuser76

Posts: 4974; Member since: Mar 04, 2010

Great. So now we have Android Pay, Apple Pay, Samsung Pay, Walmart Pay, and IIRC LG is looking to do their own payment system as well. At this rate 95% of the apps on our phones are going to be for individual payment apps. Some use NFC, some use QR codes, and some use something else entirely. This is quickly turning into a CF.

7. AlikMalix unregistered

VZ, I wouldn't worry about it, the market picks the top ones and the rest fade away eventually. This Walmart thing is to going to last. Even Samsung pay (and believe me it's more versatile tech-wise than Apple Pay, I know that), but if it doesn't start working with more banks, including mine, it will whither away as well.

3. joevsyou

Posts: 1093; Member since: Feb 28, 2015

lines are going to a longer wait... I am done mobile payments lol everyone wants to have their own

4. JMartin22

Posts: 2378; Member since: Apr 30, 2013

It really is easier just to go to the cashier or doing self-checkout.

6. DRS1977

Posts: 679; Member since: May 27, 2015

Funny they say they aren't going to take away transactions from Samsung Pay, Android Pay, or Apple Pay. Guess what Walmart, Samsung Pay is the only thing that works in your stores. I've been using it for 3 months at Walmart and Target. Apple Pay and Android Pay are completely irrelevant at your stores.

8. black02wing

Posts: 34; Member since: Feb 05, 2007

Walmart will still collect your info defeting the idea of secure transaction. Leve it to wlmart to be behind on whats real. if 22 million user were really usin the app this would have been in place years ago. "Samsung (MST) leve no info behind"

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