Apple patent hints at implementation of NFC in iOS

Apple patent hints at implementation of NFC in iOS
Apple has recently been granted a patent for a technique that uses an embedded NFC chip to allow mobile payments when an Apple iPhone user approaches a terminal to make a payment. The patent defines how a payment is made and the technique involved, including certain rules such as a limit for payments. Other rules explain how permissions are received by the vendor involved in both online and offline mode, and restrictions on buying alcohol and other products. If any of the rules are broken, at the least the transaction is canceled and the account holder is alerted. By alerting the latter, it helps prevent a thief from using an NFC enabled Apple iPhone to continue to make unauthorized purchases.

In addition to explaining how the rules work, the filing goes into iTunes interaction with the feature. The desktop store could allow users to view statements and to be alerted when they are about to spend more than a pre-determined limit. Apple has been considering multiple patents on the NFC technology and Mastercard has recently stated that it wants to have every platform support NFC mobile payments which would imply that it has been talking to Cupertino.

Right now in the States, mobile payments are limited to the availability of NFC on just two Nexus smartphones, the Sprint Nexus S 4G and the Samsung GALAXY Nexus, and Mastercard's system. This leaves Google waiting for Isis mobile wallet to launch in the middle of the year or for Google Wallet to be available on more handsets. Once either occurs, NFC will get broader distribution. Apple will probably need to throw its support behind one or both of the mobile wallets although with its patent, iTunes could be used as a mobile wallet which would allow iOS users to have a complete NFC mobile payment option.

source: PatentlyApple via electronista


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21 Comments

1. bbblader

Posts: 590; Member since: Oct 24, 2011

wow its a innovation!

9. karanstyle

Posts: 188; Member since: Jun 26, 2011

Oh pls go out of Apple's Dream Land Nokia Innovated it Long back in last Summers(2010) huh!

14. DIYguy

Posts: 190; Member since: Feb 27, 2011

I think he was being ironical... Infact I think Nokia's NFC testing goes all the way back to 2007 and the 6131.

23. frydaexiii

Posts: 1476; Member since: Dec 01, 2011

The word innovation is being tossed around so much these days, I wonder if anyone, especially iFans know what it means anymore... According to wikipedia, "Innovation is the creation of better or more effective products, processes, services, technologies, or ideas that are accepted by markets, governments, and society. Innovation differs from invention in that innovation refers to the use of a new idea or method, whereas invention refers more directly to the creation of the idea or method itself." NFC is neither a new idea, nor first implemented by Apple...So no, they did not "innovate".

2. dazweeja

Posts: 3; Member since: Mar 06, 2012

So Apple just invented NFC payments too?

6. ZEUS.the.thunder.god unregistered

yeah they just did it. only apple can patent things long after their invention, thats why its called magical.

4. ZEUS.the.thunder.god unregistered

wow. so once again apple has managed to patent something which is already there on two current phones. "Right now in the States, mobile payments are limited to the availability of NFC on just two Nexus smartphones, the Sprint Nexus S 4G and the Samsung GALAXY Nexus, and Mastercard's system" now its really iMAGICAL. apple sucks.

5. androidsbiggestfan

Posts: 76; Member since: Aug 09, 2011

Patently rediculous!

8. ayephoner

Posts: 858; Member since: Jun 09, 2009

they arent patenting nfc payments. they are patenting a certain type or technique. i dont completely agree with it, but you guys must be complete idiots if you cant understand patent law enough to realize that apple isnt patenting something they didnt invent. beyond that, if you follow the source link, you'll find: "Apple's patent reviews credit card transaction rules and shows us that the credit card companies will be sending statements directly to your iTunes account." and that the patent was filed almost 2 years ago.

12. anywherehome

Posts: 971; Member since: Dec 13, 2011

they are not patenting breathing but certain techniques of breathing.... die Apple die!

19. stealthd unregistered

We've found the idiot.

25. anywherehome

Posts: 971; Member since: Dec 13, 2011

do you mean slide to unlock idiots?http://goo.gl/l5Dxh ;-)

10. anywherehome

Posts: 971; Member since: Dec 13, 2011

they are not patenting breathing but certain techniques of breathing.... die Apple die!

17. vijaysivakula

Posts: 229; Member since: Aug 17, 2011

More Magic! Humbug!

20. droidnator

Posts: 93; Member since: Mar 10, 2011

Pathetic, Predictable, Pretty annoying, Pissing me off... Apple. They (magically) change everything. Again. NOT!

21. ivanko34

Posts: 617; Member since: Sep 04, 2011

Once again apple "innovates" and got patent on obvious features

22. A.aoudi

Posts: 125; Member since: Feb 14, 2012

Now Apple is coping Nokia. I wish for some stupid reason they get sued on this 1

24. ayephoner

Posts: 858; Member since: Jun 09, 2009

more idiocy. standard.

26. bayusuputra

Posts: 963; Member since: Feb 12, 2012

so engineers..... where's that NFC-enabled iPhone again? are they ready? next season? ok, sure, nevermind.. just get all the patents first, don't care whether the products are real or still in the magical dreams, don't let anyone steal the ideas, the only great artist is us, and the rest are just the good ones.. remember what our big brother said, good artists copy, great artists steal.. ok, now back to the papers, we got some more suing to do..

27. ayephoner

Posts: 858; Member since: Jun 09, 2009

so they should patent it after they release the technology? you're smart.

* Some comments have been hidden, because they don't meet the discussions rules.

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