Apple Card starts rolling out in the US, first customers receiving invites today
It looks like Apple won't open the new feature for everyone just yet, but we can safely assume Apple Card availability will expand to more users in the coming weeks. According to the report, those who received invitations to the Apple Card Preview must sign up for the card in the Wallet app, but they will also be able to apply for the physical titanium card that they will receive at a later date.
TechCrunch says Apple will launch the Apple Card for everyone later this month, so make sure that your iPhone is running iOS 12.4 or later and that you have already signed up for Apple Card, otherwise you won't receive the invitation.
As many of you probably know by now, Apple Card uses a cash-back rewards structure instead of points, which means users will get 1% on purchases made with the physical card, 2% for Apple Pay transactions and 3% for purchases of Apple products and services.
This rewards system is far from being impressive, especially for those who are looking to maximize their points towards certain objectives such as travel miles. It seems that this is intended as Apple wanted to offer an easier to understand reward metric, rather than provide great points returns.