Man upgraded to a new Apple iPhone each year by committing insurance fraud

Man upgraded to a new Apple iPhone each year by committing insurance fraud
An unnamed marketing manager from Bukit Mertajam, Malaysia has been able to upgrade to a new Apple iPhone each year since 2013 without having to pay a penny for the latest model. However, we wouldn't recommend the method used by this gentleman because it involves illegal insurance fraud. Apparently, the 34 year old would file a fraudulent claim with his insurance firm every year.

According to a story published the other day, the scheme unraveled after the man alleged that two robbers on a motorcycle had stolen his Apple iPhone XS Max, an Apple iPad Pro and an Apple MacBook Pro along with other valuables. The U.S. dollar equivalent of his losses came to approximately $2,618. But when the cops investigated further, they found a pattern. The police chief of Central Seberang Perai said that he discovered that every police report filed by the "victim" showed the loss of an iPhone.

After interrogating the man, he finally confessed to his annual iPhone upgrade plan. He would sell his iPhone and other Apple devices on the lowyat.net forum and then claim that the iPhone he just sold, along with the other products, had been stolen or lost. After receiving money from his insurance company for these items, he would use the cash to buy the latest iPhone and other new Apple devices. The man told police that he sold the iPhone XS Max for the equivalent of $1,196 USD.

We wonder about this man's insurance company. After all, what are the odds that an iPhone owner would have his phone lost or stolen for so many years in a row.

Related phones

iPhone XS Max
  • Display 6.5" 1242 x 2688 pixels
  • Camera 12 MP / 7 MP front
  • Processor Apple A12 Bionic, Hexa-core, 2490 MHz
  • Storage 512 GB
  • Battery 3179 mAh(25h talk time)

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31 Comments

1. LEEDAQ

Posts: 173; Member since: Aug 07, 2018

You will be surprised if you find out how many people are using the same method like this haha

31. Tsepz_GP

Posts: 1175; Member since: Apr 12, 2012

Yep, plenty of them in forums and these comments sections. Insurance companies need to do further investigations on Phone losses along with police departments. Treat them like car losses.

2. mahima

Posts: 727; Member since: Nov 20, 2014

All iphone user are rich people...they say

10. PHYCLOPSH

Posts: 652; Member since: Jun 28, 2014

Most rich people probably wouldn't be rich if they didn't "steal" from someone...

15. dimas

Posts: 3342; Member since: Jul 22, 2014

There are rich people who do these kind of malpractice. I also know coworkers that have their iphones "broken" or "accidentally slipped" from their pockets when they hear a new iphone news. It's not about rich or poor, it's about gadget addiction.

18. Georgio

Posts: 220; Member since: Nov 21, 2016

He is a marketing manager ; u think he's poor? I think he may have an addiction

3. strategic_developer

Posts: 1627; Member since: Jul 17, 2018

Apple is known to steal, so they say the apple doesn't fall too far from the tree.

12. rouyal

Posts: 1573; Member since: Jan 05, 2018

Samsung (or any android oem) would kill to have this much lust for their products.

16. Xavier1415

Posts: 173; Member since: Feb 26, 2012

No lol

24. tedkord

Posts: 17303; Member since: Jun 17, 2009

Spinning like a top.

27. darkkjedii

Posts: 30964; Member since: Feb 05, 2011

You’re still reaching I see lol.

11. fakenewzz

Posts: 133; Member since: Nov 15, 2018

Low news day.

17. sgtdisturbed47

Posts: 966; Member since: Feb 02, 2012

Bad spelling day

19. cmdacos

Posts: 4096; Member since: Nov 01, 2016

This is funny. People lusting after average phones...

20. biggles

Posts: 269; Member since: Oct 15, 2009

What kind of insurance company doesn't blacklist the IMEI? His biggest mistake was being greedy and selling his old phone. He would have been better off tossing it in the river.

21. worldpeace

Posts: 3127; Member since: Apr 15, 2016

He said He did it to get free upgrade to newest iPhone.. But why did He sell his XS Max? That's is the newest iPhone and only a few months old, did he planning to get a note 9 or something? (It's just doesn't make sense if he sold XS Max, and then buy another XS Max)

30. rouyal

Posts: 1573; Member since: Jan 05, 2018

He sold the XS max, while still collecting insurance for it. Essentially double dipping. At least that’s what I gather he did.

23. aegislash

Posts: 1475; Member since: Jan 27, 2015

Well good for him. He wanted something and he did what it took to get it. Isn’t that what they teach us? Work for what you want?

* Some comments have been hidden, because they don't meet the discussions rules.

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