Android Pay looks like it's about to get (a little) more convenient to use

Android Pay: supporting life's most important purchases

Android Pay: supporting life's most important purchases


It's no small task convincing shoppers used to paying with cash or credit to expand their horizons and get on board with the growing field of smartphone-based mobile payments, but services like Apple Pay, Android Pay, and Samsung Pay have still been seeing some substantial growth. Key to their acceptance is getting users comfortable with the level of security they offer, and that often means authentication requirements. But now Android Pay could be about to dial-back its security measures just a little bit, in a calculated move to streamline certain use cases.

Google's not losing its mind: there's no sign that it's doing away with its secure lockscreen requirement for Android Pay in general.

Android Pay looks like it's about to get (a little) more convenient to use
But what we do see, as revealed by some code in the latest Android Pay app update, is evidence pointing to a mode that would allow users to transmit information from store-loyalty and gift cards right from the lock screen – without needing to enter their PIN or use something like fingerprint authentication first.

The loyalty card idea seems safe enough; what does it matter if you've entered your PIN or not when scanning your frequent shopper card? And while allowing Android Pay to bill purchases to gift cards without full user authentication may sound like a potentially risky idea, the pre-paid nature of such cards limits shoppers' degree of exposure.

It's also worth noting that we've yet to learn exactly how Google might implement this feature, and it's entirely possible it will allow users to opt-out of these convenience/security trade offs.

Given the option, would you be happy to take advantage of these no-unlock-required Android Pay interactions, or do you think Google should be doing even more to keep mobile payments safe – not less? Share your opinions with us in the comments.

source: Android Police

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9 Comments

1. SajidAnwar

Posts: 8; Member since: Apr 20, 2016

Its must be more convinient.

2. Unordinary unregistered

Every single mobile payment system needs to be improved. Every. One.

5. o0Exia0o

Posts: 903; Member since: Feb 01, 2013

Now there's something I think we can all agree on...

6. TechieXP1969

Posts: 14967; Member since: Sep 25, 2013

How would you know? Do you use them all? Give an example of what needs improving. Samsung Pay takes 2 steps. I swipe from the bottom of the screen and my default card (AMEX) is always first and I simply touch the fingerprint reader and hold it to the terminal. Its not goning get any better than that. NFC requires the same steps. So please be specific. But anything can be improved. So I am not saying you are wrong. Just saying you didn't say what needs to be improved.

8. o0Exia0o

Posts: 903; Member since: Feb 01, 2013

The problem with Samsung pay you ask? Support. I bought a galaxy s6 so I could try samsung pay, went through all the steps to set it up then tried to add a card. Absolutely none of the cards in my wallet are suported! Not my debit card (VISA), not my Capital One card (MASTERCARD ), not my discover card.... NONE OF THEM..... So yes, he's right. They all could use improvement. Sorry for the essay.....

9. Mxyzptlk unregistered

No you're right and this is something I told techie about before. Samsung Pay is usable in more places but very limited.

3. crazymonkey05

Posts: 187; Member since: Nov 20, 2012

I think its more convenient to use that way. This would be perfect for people that have their hands full while shopping. And for the users that don't want it there should be a option to disable it, simple as that!

4. QWIKSTRIKE

Posts: 1457; Member since: Mar 09, 2010

This is no big deal.......... You made it seem like android pay was relaxing pay transactions.

7. gs200

Posts: 64; Member since: Jun 09, 2015

I think they should work on supporting more banks before this type of thing. Chase anyone?

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