NFC payments launch in Britain, starting with small purchases

NFC payments launch in Britain, starting with small purchases
Today, Orange UK and Barclaycard have launched their NFC wallet system, available to customers of both companies. The service is starting with retailers like McDonald's and Subway, limiting purchase amounts to 15 pounds (US$24).

NFC payments are already common in Japan and South Korea, but adoption has been a difficult road in Europe and the United States. Richard Clemmer of NXP, the leading NFC chipmaker, explains: "We co-invented the NFC technology eight or nine years ago with Sony. We tried to push it but frankly we just didn't have the influence."

Clemmer points to Google's Android operating system as the real turning point: "We'd been working with credit card companies, and it kept being on the roadmap four quarters out." But now that Android has included NFC support, and is gaining worldwide popularity, widespread NFC adoption is far more realistic.

Beyond the mobile payment system, industry insiders expect social media to be one of the largest driving forces behind NFC's adoption. Functions like exchanging friend requests, swapping business cards, and engaging with advertising are expected to be important. But electronic payments will be the key.

There is still a question as to the payment amounts allowed with NFC. Orange UK says that they're keeping the payments low, for now, to assess how comfortable consumers are, but they plan to raise them eventually. Do you think there should be a cap on NFC transactions?

source: Reuters via ZDNet



1. haroonazeem638

Posts: 141; Member since: Mar 29, 2011

Yup. There should definately be a cap on NFC purchases (for now). But I don't know how safe NFC on android phones would be to use when there are hackers everywhere. I own an android phone and will buy the Galaxy S2 soon too. But I won't use this technology until im sure that it is 100% safe (password protection options, lost/stolen device issues and more importantly hacking during the actual transactions).

2. gig unregistered

One question about NFC payment.. how much will it cost the vendor??? this is the main reason why cashless payment systems like mondex etc have never caught on - expense, usability, licensing, contracts, sponsorship??? even UK oyster is rather complex to start - (Tell me why if you know..) - you have to find one of the 'special' shops to activate it, if you are nowhere near a tube station.. and some combined tube/rail stations say they are not 'officially' a tube station!!!!! - once you have managed that, you have to 'top up' your card... They wil ONLY take cash... The main use of NFC is to make small payments easier, is it not??? PLEASE tell me it will not just become another kind of debit/credit card, only usable in big stores?? If so, many will just use it for a bit, then go back their normal plastic...

3. kn0bsl0b unregistered

Why go back to normal plastic if you have one device that does it all. Thats the purpose of a multifunction device. Did you use your cell phone's camera for a while, then go back to carrying your digital camera around everywhere you go? This technology has been around for a while, just not seen implemented. I think it starts with payment but could turn into a digital wallet altogether.. ID/payment/etc

4. gig unregistered

kn0bsl0b: and why are you already passing comment on the future?? As for cameraphones, let me know when they are as good as this... ot-a3300-is-16-megapixel-compact-camera-test-revie w-by-imaging-resource/ only korea has anything like it... cameraphones may be good for quick shots, but for special occasions, I want decent lenses, good flash, and other helpers a proper one will provide... and as an old ad said, you have just swam across the tropical island bay, in your skimpy bikini, and order a cooling drink... how do you pay? by credit card of course!! ( not your defunct waterlogged phone, that totally ruins the line of your bikini!! :) )

5. gig unregistered

if that link not working.. -SILVER-Digital-Camera/616818 and yes there are 'waterproof' phones, but not more than a few inches depth, and still only in korea..

Latest Stories

This copy is for your personal, non-commercial use only. You can order presentation-ready copies for distribution to your colleagues, clients or customers at or use the Reprints & Permissions tool that appears at the bottom of each web page. Visit for samples and additional information.
FCC OKs Cingular's purchase of AT&T Wireless