Report: Apple Pay to expand to mobile websites by the end of the year

posted by Mihai A. / Mar 23, 2016, 5:59 PM

Report: Apple Pay to expand to mobile websites by the end of the year

According to insider sources quoted by Re/code, Apple Pay will expand beyond physical retailers and in-app payments by the end of the year. These sources suggest that iPhone and iPad users will be able to use Apple Pay to shop on mobile websites as soon as this holiday season.

Allegedly, Apple Pay for mobile websites will be restricted to iPhones and iPads that come with a TouchID fingerprint reader, which are the same limitations as those put in place for Apple Pay physical store and in-app purchases. The report notes that using Apple Pay to place purchases on mobile websites will only be possible through Apple's own Safari browser.

As per the report, Apple has been considering a possible expansion of the website payment service to its own laptops and desktops, although, at this moment, it's unknown if such a possibility is still on the table.

With the 2016 edition of the WWDC only a few months away, Apple Pay for mobile websites could be officially introduced at Apple's developer conference this upcoming June. However, Re/code's sources say that the official unveiling of the new service is not set in stone just yet.

An expansion of Apple Pay to mobile website shopping would bring Apple's payment service in direct competition with PayPal, a mobile payment platform that more than half of the top 500 online retailers in the US are currently supporting.

Although One Touch, which is PayPal's mobile payment service for websites, only requires a few taps from the user before completing a transaction, Apple Pay is even faster: users just need to tap the fingerprint sensor to authorize a payment. Users don't need to specify a payment method or a shipping address, as this information is provided by Apple Pay.

What do you guys think? Should Apple expand Apple Pay to mobile websites, would you consider it as an alternative to PayPal?

source: Re/code

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32 Comments

1. Adreno

Posts: 755; Member since: Mar 12, 2016

Restricted to through the Safari browser... Why not give us a choice? Meh, PayPal is better.

posted on Mar 23, 2016, 6:22 PM 1

2. nctx77

Posts: 2540; Member since: Sep 03, 2013

At the moment, PayPal is only better if your using another browser. In safari, Touch ID will own!!

posted on Mar 23, 2016, 6:40 PM 3

3. nctx77

Posts: 2540; Member since: Sep 03, 2013

*you're

posted on Mar 23, 2016, 6:41 PM 1

4. Wiencon

Posts: 2278; Member since: Aug 06, 2014

Apple can integrate Apple Pay functions into Safari and they can watch the security of it. It's a wise move

posted on Mar 23, 2016, 6:43 PM 2

5. Mxyzptlk unregistered

He's hating. Apple Pay is far superior.

posted on Mar 23, 2016, 7:04 PM 6

7. TechieXP1969

Posts: 14967; Member since: Sep 25, 2013

Superior at what? How many retailers can you actually use it at?

posted on Mar 23, 2016, 7:12 PM 2

8. Mxyzptlk unregistered

How many banks can you use Samsung Pay with? Oh wait...

posted on Mar 23, 2016, 7:31 PM 5

25. TechieXP1969

Posts: 14967; Member since: Sep 25, 2013

Don't need more banks fool. You get the biggest ones. Samsung has Bank of America, JP Morgan/Chase, Citbank, US bank and more, and even American Express. American express has 55M customers using their cards. How many small neighborhood banks woudl it take to even equal how many people use American Express alone? You are so stupid until it isnt even funny.

posted on Mar 25, 2016, 2:40 PM 0

10. Ahovking

Posts: 711; Member since: Feb 03, 2015

In most of the developing world...most retailers since almost everyone out of the US has moved to contactless terminals. Outside of the US Other pays will have no advantage over Apple pay, The US will eventually catch up.

posted on Mar 23, 2016, 7:36 PM 2

26. TechieXP1969

Posts: 14967; Member since: Sep 25, 2013

What? So! Samsung Pay use contact and contactless payemnt option from oen device. I dont give a care what is happenign outside the USA. Even outside the USA, Samsung Pay will work everywhere Apple Pay works because it also uses NFC. Most retailers in the USA dont use NFC, which is why Samsung has a 90 to 10 advantage over Apple. Outside the USA, that means both are equal because both use NFC. So what is yoru point. My point is simple, no matter how you try to turn it around, Samsung Pay can be used for payment at more retailers and national chain vs any payment system on the planet. That is simply pure fact. Apple yes has more bank, hwoever Samsung has the biggest banks. In the USA Chase, Citi and Bank of America and US Bank all have the most customers. Last I cheack they all are on both Apple Pay and Samsung Pay. Apple will still lose because most retailers here are not NFC. Some retailers like Home Depot have banded with other retailers to not even accept Apple Pay at all. Even though Home Depot doesn't support Samsung Pay directly which most retailers don't, it simply "JUST WORKS". I can list 50 major retailers that i frequent and Samsung Pay works at all but 2, while Apple Pay only works at those 2 period. LOL.

posted on Mar 25, 2016, 2:45 PM 0

18. Jimrod

Posts: 1605; Member since: Sep 22, 2014

Most where I live in the UK. I still can't use Samsung Pay at all...

posted on Mar 24, 2016, 3:07 AM 1

27. TechieXP1969

Posts: 14967; Member since: Sep 25, 2013

Then that means you dont know how to use it. LOL Samsung Pay supports NFC payments. So make sure you have NFC turned on. If it isnt working you should contact Samsung and ask, because maybe its just YOU or YOUR phone. How do I know? Well I can't be positive. But my sister-in-law works in Dubai. When she first got her S6 Edge+ she also said after she finally got Samsung Pay installed it didnt work anywhere she tried it. She use Samsung's online chat to talk to an agent. That agent sent her a link to an App that allows Samsung to remotely control her device. She said they opened Samsung Pay and did something to the settings and closed it and asked her to reboot the phone and try it again and it it worked. Also, even though some terminals support NFC, many don't support using mobile payments at all. I know because there are US retailers that have blocked the use of their terminals accepting anything other than using yoru physical card.

posted on Mar 25, 2016, 2:49 PM 0

31. TechieXP1969

Posts: 14967; Member since: Sep 25, 2013

In theory that is true. But the fact is, all broswers are vulnerable to attck because of the nature of the beast know as the World Wide Web. Sure Apple could see a problem, but only after it has happened in most cases. Who's to say even if Apple see's it first that the fix actually fixes it. Its a risk no matter the platform no matter the browser. Yes a company that makes their own browser in theory should have a better take on security, but in practice this simply isnt the case. So its not actually an advantage or disadvantage. The benefit of a platform like Android or Windows is that the fix could come from a variety of resources VS Apple who only fixes their own stuff. After all, we have seen Linux users and Windows users fix things that even MS had issues fixing in Windows.

posted on Mar 25, 2016, 3:06 PM 0

6. TechieXP1969

Posts: 14967; Member since: Sep 25, 2013

Apple is about choice. If Microsoft was forcing its users to only use Internet Explorer for anything, everyone would be crying they are being anti-competetive. I will stick with PayPal.

posted on Mar 23, 2016, 7:11 PM 1

9. Mxyzptlk unregistered

Well they kinda are with Windows 10, but you already knew that.

posted on Mar 23, 2016, 7:32 PM 2

15. 87186

Posts: 312; Member since: Aug 01, 2014

How is MS forcing anyone to use IE with W10? Lemmings say that darndest things. Just like every other previous version of Windows, you can download your prefered browser. So please, stop regurgitating nonsense.

posted on Mar 23, 2016, 8:42 PM 2

17. Adreno

Posts: 755; Member since: Mar 12, 2016

Techie said IF Microsoft was forcing everyone... "IF"!!! You should read carefully before heading to trash someone on their comment. You just missed his point.

posted on Mar 23, 2016, 9:25 PM 1

16. Adreno

Posts: 755; Member since: Mar 12, 2016

I was not hating there. Learn to understand what you read.

posted on Mar 23, 2016, 9:20 PM 1

20. 87186

Posts: 312; Member since: Aug 01, 2014

Oh and just in case you weren't aware, at the bottom of the comment it will show which comment the user is replying too. Yea. So maybe instead of telling others to understand what they're reading, you should just try reading. Have a great day.

posted on Mar 24, 2016, 7:55 AM 1

22. Mxyzptlk unregistered

No one was even talking to you. Are you blind or something?

posted on Mar 24, 2016, 11:52 AM 0

19. 87186

Posts: 312; Member since: Aug 01, 2014

I was actually referring to the comment below. Maybe pick your battles. Reading comprehension is not difficult. Thanks.

posted on Mar 24, 2016, 7:36 AM 1

28. TechieXP1969

Posts: 14967; Member since: Sep 25, 2013

In what way?

posted on Mar 25, 2016, 2:49 PM 0

30. TechieXP1969

Posts: 14967; Member since: Sep 25, 2013

False! I knew what? I can install any broswer I want on IOS or Windows. Hwoever, I can make any broswer my default on Windows and you cant on iOS. You just dont get ti do you? As long as I can change by default, I am not forcing you to do anything. Ever OS must provide an HTTP access to the web. That means every OS will have its own browser. But iOS forces you by default to use Safari and I simply said, if MS was doing this with Windows, it would be considered anti-competitive which si 100% true as we have seen already.

posted on Mar 25, 2016, 3:02 PM 0

11. Ahovking

Posts: 711; Member since: Feb 03, 2015

Explorer was and is actually bad, Safari and Chrome aren't bad, they're fast and simplistic, By limiting Apple Pay to Safari, Apple would have more control over security. And like Mxyzptlk with Windows 10, you kinda are.

posted on Mar 23, 2016, 7:38 PM 1

13. AlikMalix unregistered

PayPal is king with internet transactions in my opinion.. My problem with paypal is another location to manage your incoming and outgoing payments... with Apple Pay (and android pay/samsung pay) everything is on your account instantly - which makes it less of a hassle... Besides, it's just another choice, if you want to use Apple pay, use apple pay, if you want to use PayPal - go ahead...

posted on Mar 23, 2016, 8:08 PM 1

12. xondk

Posts: 1904; Member since: Mar 25, 2014

Well instead of making a payment system that could be used with existing terminals they made a system that needs a terminal upgrade, and now its safari only? I am not really surprised, the Apple ecosystem is about control.

posted on Mar 23, 2016, 8:04 PM 0

14. AlikMalix unregistered

You're complaining because....? Apple Pay is connected to billions of dollars of their users - would you risk that with 3rd party browsers and Payment methods?

posted on Mar 23, 2016, 8:09 PM 1

21. xondk

Posts: 1904; Member since: Mar 25, 2014

It does? haven't heard anything like that? in actual numbers, heard potential numbers but no actual, what I have heard is that its held back by the fact that a new terminal is needed. But there is no risk, The existing payment, systems work just fine mastercard/visa whatever, which basically is what samsung hooks into with samsung pay and magnetic payment, meaning no new terminal needed, only thing needed really is samsung being authorized for everything to be legal, even though it would technically work even without it being authorized. So yeah, unsure why Apple pay would be any more or less safe then other current payment options, it is however more exclusive because of the terminal requirement, which....why? why wouldn't it even work with normal nfc terminals? at least that's my understanding.

posted on Mar 24, 2016, 8:34 AM 0

23. AlikMalix unregistered

Iyour post has nothing to do with this article and what is being discussed here - this is for Apple Pay working with safari only - Apple Pay works with every nfc terminal that I've tried (even if they don't support Apple Pay officially). But the article is about Apple Pay in websites - which is something new and different for mobile payment systems.