Apple to introduce its NFC service with the next-gen iPhone and iPad?2
It seems likely that the company will implement this service into a slightly different iTunes system. If these plans are indeed realised, it's likely that in the future Apple will store not only information from credit cards, but also loyalty credits and points.
It's further reported that the Cupertino giant has created a prototype of a payment terminal for small businesses, which it may heavily subsidize or even give away to retailers for free.
Does it make a big difference for you whether an NFC chip is embedded into the next-gen Apple products or not?