AT&T to introduce new equipment installment option on May 28: AT&T Next with Down Payment

AT&T to introduce new equipment installment option on May 28: AT&T Next with Down Payment
As AT&T’s retail partners prepare to offer AT&T Next exclusively in lieu of two-year contracts beginning June 1st, the carrier is going to begin expanding the options with the AT&T Next program itself on May 28th.

One of the guidelines for AT&T sales reps to offer AT&T Next to customers was a positive credit assessment. Existing customers or prospective new customers that were deemed higher risk would be offered two-year contract options only.

Now that AT&T is making moves to eventually put two-year service agreements in the dust bin, it needs to have options for people who may not qualify for the zero-down AT&T Next program. Taking part of another page out of T-Mobile’s playbook, AT&T will offer a down payment option, AT&T Next 12 with Down Payment.

AT&T Next 12 with Down Payment enables customers to upgrade their equipment every year, like the traditional Next 12, but unlike Next 12, there is a 30% down payment (based on the retail price of the device), and the remaining installment payments are divided into 28 equal payments.

So, if you have your eyes on a shiny new 32GB Samsung Galaxy S6 edge, a down payment against the $814.99 price would be $244.50, leaving $570.50 to be paid in 28 equal installments of $20.37. After 12 months have passed, and upgrade eligibility kicks in, $489 (about 60% of the device’s retail cost) has been paid.

Customers that are eligible for traditional Next 12, Next 18, and Next 24 options can also opt for Next 12 with Down Payment if they see that as the best match for them. With the expanded AT&T Next program, the carrier is increasing the line limit for AT&T Next, up to 15 total lines.

AT&T Next with Down Payment will be available at company-owned retail stores and select authorized retailers. One of our trusty readers sent us a screen shot from AT&T’s internal sales and support page which outlines the details of the new offering available on May 28th.



1. darkkjedii

Posts: 31757; Member since: Feb 05, 2011

Seems fair, not a bad deal.

15. QWERTYslider unregistered

These greedy carries are out of their minds. If they want us to pay for the phones outright like Europeans, they need to offer CHEAP Euro plans. F them!!!!

17. Reluctant_Human

Posts: 914; Member since: Jun 28, 2012

Agreed QWERTY.

19. Jdzspace

Posts: 22; Member since: Oct 21, 2014

Wow, you don't get it do you. You were ALWAYS paying the full price of the phone. This isn't new, this is the most customer friendly move carriers have shown in YEARS. did you honestly believe that they sold you a $600-$800 device for $199.99 and NOT recoup that cost? seriously? The plans ARE cheaper. because in the past the full price of the phone was built in to your monthly bill, and when the phone was paid off after two years (give or take), your bill stayed the same and you were STILL paying for the phone that you owned. You think that was better? Do you realize that you can have unlimited talk and text for $25/mo on most carriers, then you just have to choose your data. how much less do you want the bill to be? I mean come on. It was much worse in the past, at least acknowledge that things are better today than they were yesterday

20. ronako

Posts: 5; Member since: Aug 01, 2014

Agreed. People keep thinking they are paying only $200 for the latest smartphone when they fail to realize they are actually paying for the phone over time which is baked into the monthly service 'fees'. These Next plans do make phones seem more affordable from a monthly basis perspective, but this is the reason why most Americans are in debt. If you can't pay for a phone outright, then you probably can't afford it.

2. AlikMalix unregistered

Unless any of these plans come with unlimited - I ain't switchin'!!! I get my phones at $200 (any phone) and keep my unlimited - best deal ever...

11. Jdzspace

Posts: 22; Member since: Oct 21, 2014

I think the point is that you don't have a choice anymore. You can get a new phone if you want, but the days of you spending $200 are over. Sorry. you can keep your unlimited data plan, but you are going to pay $20+ a month for your device no matter what you do. So as long as you keep your current phone, you are good. otherwise, you are going to pay a lot more than anyone else with AT&T to keep a data plan that odds are you don't even use that much data on enjoy

3. OldNorseBruin

Posts: 235; Member since: Mar 12, 2013

Thanks T-MOBILE for blazing the path that the OTHERS are desperately following...

8. Evan_C

Posts: 153; Member since: Dec 15, 2014

I Know Right

4. blackberry_Boy

Posts: 213; Member since: May 27, 2014

These so called no contract plans are messy and will F up some people pockets up I've sold phones for 5 years this is the worst type of plans I'm good on my prepaid buying a nexus of some sort or one plus one and call it a day I don't need bells and whistle on my plan or smart phone.

6. JunitoNH

Posts: 1946; Member since: Feb 15, 2012

Amen, you are just reasonable and mature. Means a phone to you is just that, a phone.

7. tacarat

Posts: 854; Member since: Apr 22, 2013

Some people's phones are more interesting or useful than they are. Of course they'll pay extra for the social status upgrade.

5. ultratechguy unregistered

Bring back unlimited than maybe but not until they do that.

9. ajac09

Posts: 1482; Member since: Sep 30, 2009

Doing away with 2 year contracts by changing the name of contracts to financing.. you blogs are so stupid. They just changed the name of contracts. Financed sounds better then contract till you idiots wake up. Now it costs even more money to get out of your "contract".

13. Daftama

Posts: 641; Member since: Nov 03, 2012

@ajac I couldn't agree more..

10. TBomb

Posts: 1704; Member since: Dec 28, 2012

The part that bugs me the most is the "give the phone back after" If i paid full price for the phone I'm keeping it. I save the activation fee ($35-40) by using the Edge/Next plan but then I have to give the phone back to them to get a new one? Hell no.

14. utazdevl

Posts: 5; Member since: Sep 04, 2014

This is the most common misperception of these programs. You only have to give the phone back if you don't pay for the whole thing (i.e. choose to upgrade while you still owe money on the phone). If you finish the payments for your phone or pay off the balance early, you can keep your phone (and sell it yourself) and upgrade to a new phone.

16. TBomb

Posts: 1704; Member since: Dec 28, 2012

I was not aware of that... they should make that more known imo

18. Beaustir45

Posts: 29; Member since: Mar 26, 2012

@utazdevl correct sir, not many people understand that these programs are meant to help the customer understand what they're buying into. Thanks T-Mo for making this the standard in the US market now. Makes it easier for me to buy my own phone and do my own upgrade whenever I feel with an Ebay sell and buy my new coveted device for the difference.

12. pete3000

Posts: 1; Member since: May 22, 2015

It's your money. I cannot convince myself to spend over $700 for a phone. Even if you split the payments up (it will be obsolete by the time you finish the payments). Wouldn't it be reasonable to get a One PLUS or other phone that you buy upfront?

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