Android discrimination? Apparently, bank loan algorithms prefer iPhone owners

Yep, the difference in default rates between Android and iPhone users is "equivalent to the difference in default rates between a median FICO score and the 80th percentile of the FICO score." This gem was tucked inside a research paper that examines algorithmic credit score decisions, based on your digital footprint that complement the usual rating agency data.
Not an ideal situation now, is it? The argument for taking into account your digital footprint is that there is much more information for Big Data crunching machines that are increasingly being used by corporations for decision-making purposes. Thus, the paper hints, even if you have less than ideal credit score for one reason or another, the rigid norms of yesteryear can be pierced by Big Data, and you could be deemed worthy of the credit blessing, if your digital trail indicates a reliable person.