MetroPCS and Cricket start financing high-end handsets
low upfront payments on otherwise expensive smartphones. MetroPCS is also working with a company called BillFloat and the idea is to let a customer walk away with,say, an Apple iPhone 5 after putting up a small amount of money upfront and paying off the balance in monthly installments. Cricket customers can walk out of the store with an Apple iPhone 5 for just $105 upfront. After paying interest and repayment fees, the buyer will end up paying a lot more than the partly subsidized $500 that Cricket also offers the phone for, but BillFloat and Progressive don't require a credit check. The companies take their monthly payments straight from the borrower's bank account.
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