Asurion insurance will be available for the Verizon iPhone 4

Asurion insurance will be available for the Verizon iPhone 4
With the Verizon iPhone 4 launch well on its way, some new owners will probably be surprised to find store employees asking if they want to add insurance with their purchase. Naturally, it’s still relatively hard to find carriers offering insurance with Apple’s pride and joy, but it appears that Big Red is taking care of their customers.

We all know the emotions that begin to erupt after finding your handset either damaged or lost, but if you have insurance, there isn’t much to worry about except for the deductible you’ll need to pay when filing a claim. Well, thanks to Asurion, newly minted Verizon iPhone 4 owners can take the opportunity to add insurance to their new purchase. But be warned, it’s going to cost you more than you’d think.

One of our tipsters managed to send us some pricing information regarding insurance with the iPhone 4 – and it looks as though it’s slightly up there in terms of cost. Specifically, you’ve got three options to go with:

  • Total Equipment Coverage (TEC): $10.99/month
  • Wireless Phone Protection (WPP): $9.18/month
  • Extended Warranty (EW): $1.99/month

For those who aren’t too familiar with the options, the extended warranty option will only cover things like manufacturer’s defects – which are obviously covered within the first year automatically. However, it becomes useful once you’re outside the manufacturer’s warranty.

Secondly, you’re got wireless phone protection which covers things like accidental damage and theft. Granted that you’ll be covered for defects within the first year, you’re not going to have coverage against defects once you’re outside the manufacturer’s warranty. And even if you drop your phone within the first year, the deductible will still apply.

Lastly, Total Equipment Coverage encompasses all the benefits of Wireless Phone Protection and Extended Warranty. So if you drop your phone, it’s stolen, or simply stops working due to a defect, you’ll be covered as long as you're paying for the monthly insurance feature and deductible.

However, it’s worth noting that the deductible for the 16GB iPhone 4 is $169, while there is a charge of $199 for the 32GB model. So you might want to do the math before adding on insurance to see whether or not it’s a viable option for you. Regardless, it's just nice to see some sort of insurance available; rather than simply going with Apple Care.

Thanks Alex!

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Related phones

iPhone 4 Verizon
  • Display 3.5" 640 x 960 pixels
  • Camera 5 MP / 0.3 MP VGA front
  • Processor Apple A4, Single core, 1000 MHz
  • Storage 32 GB
  • Battery 1420 mAh(7.00h talk time)



1. Marc unregistered

Yes, you cannot make calls and browse the web on the Verizon IPhone, but you can't do neither on the ATT after your phone is lost unless you cough up $600+

22. tex unregistered

Your a moron!

2. DJLegacy2k5

Posts: 212; Member since: Jan 28, 2011

THIS IS ALREADY IN PLACE FOR AT&T...Anyone that doesnt know this is a moron. AT&T doesnt offer the coverage but you have been able to geth this coverage directly through the Assurion AP for MONTHS. Do your research please!

20. Jeff unregistered

Look at the brains on DJLegacy2k5, You would be better to stick to the DJ gig rather than calling people morons. 2005 forever

3. ribbonsalmark

Posts: 84; Member since: Jan 06, 2011

If you live out your two year contract and the phone was to break say the day before and you put you claim in you would have ended up paying 432.xx. Not too bad considering actual cost of device is around 700. Assuming you got the 16 not the 32. My question is can I claim second device even if first one isnt broken, or do I have to send broken iphone to insurance company?

4. Tre-Nitty

Posts: 470; Member since: Nov 16, 2010

You would have to provide the item if it's broken. If it's lost(supposedly) you wouldn't have to provide it but i'm sure they will be tracking that esn #, since that's 1 of the most attempted fraud devices.

5. DJLegacy2k5

Posts: 212; Member since: Jan 28, 2011

Again though, This poilcy has been in place for AT&T iPhone customers for months, this is NOT NEW and is not SPECIFIC to VERIZON. Thus making this a terribly worded article looking as if this option is NOT available to AT&T customers.

6. networkdood

Posts: 6330; Member since: Mar 31, 2010

11.99/mnth and 199 deductible billed on a credit card from ASURION directly, I believe.

7. Tre-Nitty

Posts: 470; Member since: Nov 16, 2010

Of course it's been in place, just a way to try to hype the Verizon Iphone. Hooray, Verizon finally has the iPhone.

8. MorePhonesThanNeeded unregistered

Some people need to read and comprehend, the article is stating that the Verizon iPhone will have Insurance protection available from day one. AT&T didn't have that until just recently so how about you AT&T ass kissers shut up and learn to comprehend. Why people try to defend their phone company is beyond me, unless you have stock fighting their battles is a pointless albeit slightly admirable gesture.

9. hawk62

Posts: 320; Member since: Nov 21, 2009

I have it on both att iph4 we have. Its not cheap but with 4 kids in the house i think it is worth it. The other option is to buy apple care. I think that is a better option but does NOT cover lost/stolen. So you have to deside how much having lost/stolen coverage is worth.

10. DJLegacy2k5

Posts: 212; Member since: Jan 28, 2011

Also APPLE charges $200 just for a simple screen replacement if you crack your screen. Of course you could order the screen for $20 and replace it yourself at home...Or contunue to let Apple get over on their customers...Apple customers love bending over and taking it...

11. hawk62

Posts: 320; Member since: Nov 21, 2009

And what is the cost of a droid x screen. Oh yeah there is no moto store to go to. It not that easy or cheap to fix an iphone

12. Immature unregistered


13. DJLegacy2k5

Posts: 212; Member since: Jan 28, 2011

What? Anyone with any common sense and technical skill scan fix ANY cell phone for next to nothing. But other phones carry CHEAP insurance options so you dont need to worry about this. Your point is completely invalid...

21. Jeff unregistered

No, your points are completely invalid. Wake up and stop living in dream land. Your thought process that everyone thinks and does everything you do is ridiculous.

14. theBankRobber unregistered

Wow that's gay, Fuck Apple and their shitty iPhone. I lost my Evo and used my insurance and paid $100 for a replacement, lost the 2nd Evo and the same insurance company sent my Evo a message and activated my GPS, and tracked it down to the exact location for FREE. Apple is just way over fucking priced. Look at how much it cost if one of the ipod batteries just die. Over a hundred. U can get it cheaper by doing it yoursef but Apple is a POS joke when it comes to these things. And that's proven FACTS, Oh and I get over 10 hors of battery life, just to let the fucks know before talking Shit out their Ass about my Evo. Updates make the phone even better and it still shits on the iPhone, Verizon or atnt.

17. mannyfs

Posts: 69; Member since: Feb 11, 2011

you know what they say, you get what you pay for. apple is just charging for quality products.

15. omg unregistered

wow you all have some minor issues

16. 4gLTEwirelessgangsta

Posts: 4; Member since: Nov 02, 2010

or buy insurance for 119.99 with PROTECTCELL.COM cheaper deductible

18. mannyfs

Posts: 69; Member since: Feb 11, 2011

btw!! i got iphone insurance from its 99 dollars 150 dollar deductible.. pretty decent. the only downside its that it takes them 2 weeks for the phone to be shipped! so 2 weeks w./o a phone but way cheaper =]

19. mannyfs

Posts: 69; Member since: Feb 11, 2011

if anyone knows where to get CHEAPER iphone insurance please let us know!

23. idiots unregistered

i have the verizon iphone and i dropped it. my deductible is only 80.. att can suck on it

24. iphone 4 cases unregistered

Only One word to characterize such a great post “WOW” that was a very interesting read

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