Device Payment Plan. This apparently would allow a Big Red subscriber to pay the full retail cost of a new device over 12 months, although it is not known if there would be a down payment made first. T-Mobile recently launched its new plan where account holders make a down payment for a new device and then pay the balance off in monthly installments. For example, the 16GB Apple iPhone 5 would require a down payment of $99.99 and a $20 payment made over 24 months. Verizon customers currently pay a subsidized price of $199.99, but must sign a two-year contract with the carrier. While T-Mobile customers do not have a contract, they cannot get their phone unlocked until it is completely paid off.
There is no guarantee that the leaked training material is current, or that Verizon will go ahead with such a plan. And if the carrier does go ahead with this option, it doesn't necessarily mean the end of subsidized pricing at Verizon. T-Mobile has kept two-year contracts and subsidized pricing for nationwide retailers like Best Buy because of problems third party stores would have with keeping track of installment payments and commissions.