x PhoneArena is hiring! Reviewer in the USA
  • Hidden picShow menu
  • Home
  • News
  • 27 more credit card issuers partner with Apple Pay in the states; is your bank included?

27 more credit card issuers partner with Apple Pay in the states; is your bank included?

Posted: , by Alan F.

Tags :

27 more credit card issuers partner with Apple Pay in the states; is your bank included?
Apple today announced that 27 new banks are being added to the roster of credit card issuers whose cards are compatible with Apple Pay. While most major banks are already included, Apple is adding smaller regional financial institutions and Credit Unions. The more cards that Apple Pay supports, the more transactions that Apple gets to keep a slice of.

In addition, Apple is beefing up the number of vendors that accept the mobile payment service. In alphabetical order, companies like American Apparel, Crate & Barrel, Chick-fil-A, Cinnabon, Chili's, Domino's, JCPenney, KFC, and Starbucks will be accepting Apple Pay sometime this year.

The 27 card issuers that have just partnered with Apple include:

  • 1st Community Federal Credit Union
  • Abacus Federal Savings Bank
  • Bank of England
  • BankFirst Financial Services
  • Bull's Eye Credit Union
  • Colfax Banking Company
  • Columbia Bank Florida
  • First Bank
  • First Federal Bank of Louisiana
  • First National Bank of Durango
  • First Southern National
  • Franklin First Federal Credit Union
  • Green Country Federal Credit Union
  • Gulf States Credit Union
  • Guthrie County State Bank
  • Henrico Federal Credit Union
  • Lone Star National Bank
  • Mill City Credit Union
  • Modern Woodmen Bank
  • Pasadena Federal Credit Union
  • PNC Bank, Global Investment Servicing
  • Raleigh County Federal Credit Union
  • Sage Capital Bank
  • St. Landry Bank and Trust Co.
  • TCM Bank
  • West Milton State Bank

If you have a card issued by one of the above, you can now add it to your Wallet app so that you can select it for Apple Pay.


source: Apple via AppleInsider

38 Comments
  • Options
    Close




posted on 04 Mar 2016, 12:41 3

1. DnB925Art (Posts: 1010; Member since: 23 May 2013)


All those new credit card companies and banks added don't mean jack if only about 10% (don't quote me on the exact percentage but that's what it seems like in my experience) of all stores take Apple Pay.

posted on 04 Mar 2016, 12:55 1

2. AlikMalix (Posts: 5836; Member since: 16 Jul 2014)


I agree that it's more important to add merchants than banks. But I use my phone to pay at about 80% of the time. For example: Two of three gas stations that's within half a mile accept Apple Pay. The only merchant that I'm using frequently that doesn't accept it is Home Depot. But even my local car tuneup place that only has two locations accepts Apple Pay.

posted on 04 Mar 2016, 14:07 2

8. Unordinary (Posts: 1692; Member since: 04 Nov 2015)


This circlejerker thinks it's the end of the world if someone doesn't have an NFC terminal lollllll.

Remember when it was allllll the raaageee that "ANDROYED HAZ ENN EFF SEA AND APPUL DUZINT IN YORE FASES EYESHEEP! We can use NFC EVUREEWARE!!!!!"

I remember them boasting that over and over again lol. Now look at them. If it's NFC, it's bad, or limited, LOLOLOL.

The fact that the UK is almost done eradicating all swipe terminals with NFC terminals + Samsung Pay being extremely limited when it comes to UK Cards, is quite saddening for our friends over there

posted on 04 Mar 2016, 14:43 2

11. combatmedic870 (Posts: 626; Member since: 02 Sep 2015)


Android nfc is nice. I use nfc tags all of the place when I had an android. In the car to launch music. At work to silence and shut down everything. Good stuff.

posted on 04 Mar 2016, 20:09 2

30. tedkord (Posts: 11626; Member since: 17 Jun 2009)


No, but I remember when NFC and tap to pay were just useless gimmicks that nobody needed.

posted on 04 Mar 2016, 15:12 1

14. DnB925Art (Posts: 1010; Member since: 23 May 2013)


Just curious are you paying at the gas stations at the pump or do you have to go in to use Apple Pay? I can use Samsung Pay at gas stations, but I would have to go in and use the mag stripe reader at the cashier's terminal, it doesn't work at the pump (although there is a workaround supposedly where you use any card like an ID to "trip" the reader at the pump and then you use Samsung Pay, but if you have to use a card to trip it, might as well use your real CC). I'm just too lazy to walk to the cashier. Also using it at sit down restaurants where you give your car to the server. Now I do like how some restaurants like Applebees, Chilis, etc now have the tablets at your table where you can play games and order items but can also use your swipe credit card and I can pay with Samsung Pay using those with MST.

posted on 04 Mar 2016, 20:27

32. Unordinary (Posts: 1692; Member since: 04 Nov 2015)


At the pump :)

posted on 05 Mar 2016, 07:55 1

36. Ahovking (Posts: 710; Member since: 03 Feb 2015)


NFC terminal Are everywhere in Australia and in most places in the Western World... The only people that would struggle with Apple Pay would be Americans, as they are so slow at adopting new technology like NFC Terminals.

Eventually the US will catch up to the usage levels of NFC Terminals... It's the future and apple isn't going to stop and support outdated tech over the future that the rest of the western world has already adopted

posted on 04 Mar 2016, 13:09 3

3. darkkjedii (Posts: 21201; Member since: 05 Feb 2011)


I'm able to use ApplePay in a lotta places I didn't think I could. Keep up the good work Cook, hook em up.

posted on 04 Mar 2016, 13:16

4. lyndon420 (Posts: 4370; Member since: 11 Jul 2012)


Apple makes a percentage off each transaction. My question is: who is stuck with paying apple...the merchant or customer?

posted on 04 Mar 2016, 13:22 1

5. Ninetysix (Posts: 2378; Member since: 08 Oct 2012)


Google is your friend.

https://www.quora.com/Does-Apple-take-a-percentage-of-Apple-Pay-transactions

posted on 04 Mar 2016, 13:43 1

6. AlikMalix (Posts: 5836; Member since: 16 Jul 2014)


Here's the way I see it: not just talking about Apple Pay.

Mobile pay works different than magnetic strips or chipped cards as it leaves no financial info floating around - saving merchants and banks the costs of investigating and recovering fraudulent transactions. That's why they're in reading this tech. It's the tokenization of Apple pay that's attractive to merchants and banks. After Apple Pay came out everyone followed the example: Google wallet was rebuilt as android pay and Samsung did the same thing but added magstripe readers to boot. Either way these efforts by everyone are making it more secure for users and less costly for merchants/banks. And that's why they gladly pay a fraction of a percent.

posted on 04 Mar 2016, 14:03 2

7. TechieXP1969 (limited) (Posts: 10115; Member since: 25 Sep 2013)


The Tokenization Apple uses is not from Apple, it is provided by MasterCard and is also used by Android Pay and Samsung Pay.

It has nothing to do with the Tokenization at all.

http://newsroom.mastercard.com/press-releases/mastercard-becomes-first-network-to-add-tokenization-support-for-private-label-credit-cards-for-use-in-digital-wallets/

The difference is, Samsung doesnt care about getting a penny from the transaction and neither does Google. With 2 options not looking to be paid, the banks are stupid to even consider Apple in the first place. But that si why opinion.

After all, if another company if offering a better option for YOUR card to be used, at no cost to you; then why would you choose a limited option where you have to pay something as well?

posted on 04 Mar 2016, 14:12 1

9. AlikMalix (Posts: 5836; Member since: 16 Jul 2014)


You missed my point.

You took my point out of context of conversation.

You need to reread the comment im replying to and reread what I'm trying to point out, then try again.

posted on 04 Mar 2016, 14:22 2

10. AlikMalix (Posts: 5836; Member since: 16 Jul 2014)


But just for fun lets analyse your comment:

Never said that tokenization was apples invention!

Tokenization makes transactions more secure. That's the point.

Samsung and Google do care about getting a "penny" they just know here not the popular ones like Apple and would offer the services for free in order to get traction. And for your info it's less then a penny - about .15% of a penny and in some regions even less. Either way if merchants are accepting it - then it's worth it.

The reason Apple Pay is chosen and the reason why Apple Pay made this a popular thing is because unlike Google or android manufacturers - Apple just doesn't add a feature to a phone and hopes it find interest - Apple gets everyone on board, creates an infrastructure for adaptation and only then add the feature to their devices. The same with forcetouch, the same with App Store, the same with Touch ID.

Not dissing android again, just giving a polarized view to your biased opinion.

posted on 04 Mar 2016, 14:55 2

12. RebelwithoutaClue (Posts: 2887; Member since: 05 Apr 2013)


There is one minor detail though. It's not like Apple creates the infrastructure or gets everybody on board. Apple just keeps close tabs on progress made in that area. Retailers and especially banks already were planning NFC payment terminals, especially after the tokenization principle of mastercard. True Apple marketed the s**t out of it and made sure their version of NFC payments would be adapted by most banks. But NFC terminals would be happening, with or without Apple. This evolution of payment isn't because of Apple, Apple just made it more known and popular, because of their own ecosystem and large user base.

posted on 04 Mar 2016, 15:31 1

19. AlikMalix (Posts: 5836; Member since: 16 Jul 2014)


You're right, I was talking about the way Apple introduced features on its devices vs android manufacturers. One just puts a feature on the other builds a need for it then puts a feature.

Rebel, I do fringe at comments like: well android was gonna get to it sooner or later, Apple just came first. I can say the same thing about Apple - sooner or later Apple would have added bigger screens android just beat them to it. It's itrelevant isn't it? The fact that without Apple - mobile pay would still be talking about this as a concept and some unused feature on android.

posted on 04 Mar 2016, 15:40 2

20. RebelwithoutaClue (Posts: 2887; Member since: 05 Apr 2013)


I hate those comments too, don't care who did it first or what platform has the most features. In the end all users profit from it. And we can never tell if it still would be in the concept phase without Apple, since they are on board and glad about it too,it did provide more momentum

posted on 04 Mar 2016, 20:12 2

31. tedkord (Posts: 11626; Member since: 17 Jun 2009)


Just a small point, but the original Google Wallet use pretty much the same tokenization, but the carriers blocked its use because they wanted to push their solution at the time, the unfortunately named Isis.

posted on 04 Mar 2016, 15:24

17. Rocket (Posts: 277; Member since: 24 Feb 2014)


idc if my bank is on that list or not :)

posted on 05 Mar 2016, 09:51

37. oozz009 (Posts: 520; Member since: 22 Jun 2015)


Who cares! Just bring it in Canadian banks already!!!

posted on 05 Mar 2016, 16:39

38. ctdog4748 (Posts: 285; Member since: 05 Mar 2016)


The iPhone desperately needs its own version of MST.

* Some comments have been hidden, because they don't meet the discussions rules.

Want to comment? Please login or register.

Latest stories