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T-Mobile customers can now add insurance on prepaid devices

Posted: , by John V.

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T-Mobile customers can now add insurance on prepaid devices
Savings are plentiful when going with the prepaid route as opposed to the typical postpaid options, which is especially seen in the value based plans that carriers offer. However, when it comes to picking up decent prepaid devices, they’re typically attached with some hefty prices – but then again, the savings are felt most in the affordable monthly plans offered to customers. Still, if an unfortunate event occurs with your prepaid device, like accidentally dropping it, you’re pretty much out of luck, right?

Fear not T-Mobile prepaid customers! The carrier just announced the availability of a new mobile device protection program for T-Mobile Monthly4G customers. Dubbed as the Monthly4G Handset Protection (MHP), this newly available option provides customers with coverage against accidental damage, water damage, loss, theft, and other malfunctions once the manufacturer’s warranty is long and gone.

Therefore, if you picked up one expensive prepaid T-Mobile smartphone, rather than paying an arm and a leg to replace it with another, the $7 per month MHP add-on plan will get you back on your feet with a replacement. Naturally, deductibles are at hand when making a claim – and they vary at $25, $40, $90, or $130 depending on the device. Still, some people will find value in it, especially if they happen to buy a prepaid device that’s over $200.

Bear in mind that you’re given a maximum of 2 claims per year and that “intentional and dishonest acts” are not covered under the policy. Well, you’d better check on the fine details before making a definitive decision on adding the new protection plan.

source: T-Mobile (1 & 2) via BerryReview

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posted on 11 Jul 2012, 12:26

1. PapaSmurf (Posts: 7688; Member since: 14 May 2012)


Very smart move on T-Mobile's part. Very smart move.

posted on 11 Jul 2012, 12:42

2. dcgore (Posts: 204; Member since: 24 Feb 2012)


Tmo keeps giving its costumers mo'

posted on 11 Jul 2012, 12:42

3. disneydad (Posts: 114; Member since: 26 Mar 2012)


It's about time. They've been talking about this and account level insurance for over a year now. Definitely a smart move to have if you have an expensive device on Monthly 4G.

posted on 11 Jul 2012, 14:29

4. ricking (Posts: 59; Member since: 10 Nov 2010)


yea asurance ins company sucks..they always find a reason not to pay..ive been with tmo for 4 years and had only one claim and they turn it down,

posted on 11 Jul 2012, 18:53

5. Fuego84 (Posts: 263; Member since: 13 May 2012)


That's the reason I didn't buy my HTC One S at mobile $600.00 phone without insurance isn't smart.

posted on 11 Jul 2012, 19:10

6. Joshing4fun (Posts: 1047; Member since: 13 Aug 2010)


Bout time. I went through a third party company to get my insurance for the radar 4g.

posted on 14 Jul 2012, 13:16

7. oldarney (Posts: 4; Member since: 07 Dec 2011)


WARNING: your replacement device will usually be a "Compareable" refurbished device. They use compareable very loosely, a Galaxy Nexus is "compareable" to a Nexus S. If you break your screen on a superphone, you may be better off selling it on ebay.

posted on 15 Jul 2012, 18:16

8. munky875821417 (Posts: 2; Member since: 15 Jul 2012)


nice to have the option but what a total rip off, buy a 125-200 dollar phone from them. Then pay 84 dollars a year plus the deductible which will probably range from 25-130. Which will most likely be on the higher end for those 4g prepaid phones.

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