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Google Wallet headed to your physical wallet

Posted: , by Scott H.

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Google Wallet headed to your physical wallet
We knew Google was up to something big with Google Wallet – we saw them ask for signups. And we’ve taken a long hard look at how tying Wallet to NFC has both limited it to Android as well as limited the number of places that can accept it. Apparently Google has been pondering these thoughts as well, as a leak to Android Police of the new Wallet app shows that Google is going to leap far beyond NFC and straight into your physical pocketbooks with a Google Wallet card.

In essence, any card or digital payment source you enter into Google Wallet could be used when you pay with the physical card. This means that Google Wallet would suddenly be usable in any store that accepts credit cards – which in the U.S. is nearly all of them. It also means that the Google Wallet app wouldn’t have to be tied to phones that have NFC; while you couldn’t tap to pay without NFC, as long as you can manage your accounts from the app you would be good to go. Even for those with NFC-packing handsets the physical card could be a handy backup in case your phone's battery died, or in case your device was lost or stolen. Likewise if the card was lost or stolen it could be shut down right from your phone (or a computer) without having to contact a major credit card company.

The shift beyond NFC to a physical card would also deprive Verizon from its (somewhat concocted) excuse to keep Wallet off of its phones due to NFC-based security concerns. Moving beyond Verizon Android users, it would mean that Google Wallet apps could be released for iOS and Windows Phone 8 (or any other mobile OS) as it wouldn’t be tied to needing NFC to work. And while international availability isn't known at this point, it would seem like this sort of system could be rolled out essentially anywhere that an app like Paypal is legal.

While the physical Google Wallet card is the biggest surprise, there is a lot more under the hood; Google appears set to enable person to person payments along the lines of Paypal, has been expanding the tools with which stores can create their own virtual loyalty cards, and also seems to be expanding into various transit cards.

Obviously none of this is official until it’s announced, but it appears that big things are afoot with digital payments. For more information check out the gallery of screen grabs below:

source: Android Police via Droid-Life

17 Comments
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posted on 01 Nov 2012, 16:18 8

1. Izzy_V (Posts: 216; Member since: 07 Jul 2012)


Google has an answer to everything I swear lol. Not just that, the way they pull it off is very considerate of the customer. :)

posted on 01 Nov 2012, 16:50

2. Yummy (Posts: 117; Member since: 28 Mar 2012)


This is a great work around!

posted on 01 Nov 2012, 16:53 1

3. Non_Sequitur (Posts: 1111; Member since: 16 Mar 2012)


Awesome.
Now, instead of begging my parents to get me a credit card, I can beg them to let me get this. Hahaha

posted on 01 Nov 2012, 17:47 4

4. Hammerfest (Posts: 369; Member since: 12 May 2012)


What part of your life isnt infested by Google yet?

Dont worry, they are working on it...

Far be it from the above statement being a bad thing, I love the Google eco system... sure they "do loads of evil" from time to time, but as a whole, they provide far more then they take!

posted on 04 Nov 2012, 23:45

19. BomberXL (Posts: 82; Member since: 17 Jan 2012)


oh yeah, because when you walk down the street you see more Google billboards than Apple billboards... or Google stores around... yeah, totally infesting everyone's lives... for sure

posted on 01 Nov 2012, 19:17

5. sum182 (Posts: 229; Member since: 19 Nov 2011)


Cool idea but I'll never use it ... idk how many of you troll the depths of the internet but this is very insecure....just asking to get your card stolen

posted on 01 Nov 2012, 21:27 3

8. chronopc (Posts: 86; Member since: 18 Oct 2012)


This is no less secure than using any other credit card. Are you promoting that everyone should just use cash?

posted on 02 Nov 2012, 07:37

16. sum182 (Posts: 229; Member since: 19 Nov 2011)


Its just as insecure as any other card.....that uses WIRELESS payment. People just scan and boom, card stolen

posted on 02 Nov 2012, 11:12 1

17. chronopc (Posts: 86; Member since: 18 Oct 2012)


I think you are confused. This is a physical credit card, so it's going to work just like any other credit. You have to swipe it to use it. Google Wallet using NFC is wireless, but even then it's not as easy to steal the information as you make it seem.

posted on 01 Nov 2012, 19:52 3

6. ElektronicGeek91 (Posts: 105; Member since: 26 Sep 2012)


Watch Apple say they already patented that idea. lol

posted on 01 Nov 2012, 22:02 2

12. chronopc (Posts: 86; Member since: 18 Oct 2012)


I find it funny they lost a law suit in Mexico over the name iPhone. Apparently there was a company called iFone that came out during 2004. iFone ftw. Lol

posted on 01 Nov 2012, 19:55 1

7. Mxyzptlk (Posts: 3754; Member since: 21 Apr 2012)


What the? I thought the point of Google Wallet was to not use a card. I don't think google knows what they want. then again NFC isn't really that big of a fuss.

posted on 01 Nov 2012, 21:30 3

9. chronopc (Posts: 86; Member since: 18 Oct 2012)


NFC has more purposes than just Google Wallet. You can use it to quickly send things from phone to phone. It's quite awesome. I didn't think it was a big deal, but then I got it on my phone and I was very pleasantly surprised. Don't worry though, I'm sure the iPhone 5S or iPhone 6 will get it and then you can hear Apple talk about how revolutionary NFC is.

posted on 01 Nov 2012, 21:56 2

11. protozeloz (Posts: 5378; Member since: 16 Sep 2010)


Yep NFC is awesome and the best part... will see apple back pedal and fanboys along with it

posted on 01 Nov 2012, 21:55 2

10. protozeloz (Posts: 5378; Member since: 16 Sep 2010)


Go away you have no clue what is this useful for or how do they plan on using it with detail, so go away!!! Also NFC is awesome but hey you hate it Cuz Google is doing it while you have to play tool and go lick on iPhone boots and pray its on the iPhone 6

posted on 02 Nov 2012, 12:57

18. GeekMovement (Posts: 1505; Member since: 09 Sep 2011)


Doesn't even know what's going on yet again.

posted on 02 Nov 2012, 07:02

15. spookytj (Posts: 13; Member since: 17 Sep 2012)


I wonder if you will be able to load cash onto this card like a prepaid visa, that would truly make this a one stop shop

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