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Apple's new NFC payment system thought to be dubbed iPay, is primed for success

0. phoneArena 04 May 2012, 12:05 posted on

Apple is expected to introduce NFC capabilities into the next iPhone, and with it a mobile payment solution that could easily leap ahead in terms of adoption rate...

This is a discussion for a news. To read the whole news, click here

posted on 04 May 2012, 12:15 5

1. steelicon (Posts: 318; Member since: 02 Apr 2011)


This is good!

posted on 04 May 2012, 12:28 4

2. Cosmo (Posts: 32; Member since: 03 May 2012)


"Apple can really benefit from their vertical market position of having one phone that sells well, rather than Android’s horizontal market positioning of lots of different phones that cumulatively sell well "

-this is so true! well, really, Android sucks

posted on 04 May 2012, 13:23 6

12. ayephoner (Posts: 850; Member since: 09 Jun 2009)


the thing that both 'sides' fail to realize is that they just offer different ecosystems. you may swear by one, but that doesnt make the other one 'sucky'.

in fact, you should be very, very happy that the other ecosystem exists, because both have gone a very long way in pushing the other forward.

posted on 04 May 2012, 14:01 4

22. protozeloz (Posts: 5396; Member since: 16 Sep 2010)


Don't sweat it, he is not even trying to be logical in here.

You still have a Gnex? Tried wallet?

posted on 04 May 2012, 14:02 3

23. ZEUS.the.thunder.god (unregistered)


well said. +1

posted on 04 May 2012, 15:08 2

32. InspectorGadget80 (unregistered)


YOU SUCK even more Cosmo

posted on 04 May 2012, 12:31 3

3. PackMan (Posts: 277; Member since: 09 Mar 2012)


uPay!!!!!!!!

posted on 04 May 2012, 12:37 12

4. jmoita2 (Posts: 930; Member since: 23 Dec 2011)


Here goes Apple copying again...

posted on 04 May 2012, 12:44 5

5. VJo003 (Posts: 359; Member since: 11 Mar 2012)


iPay from my nose

posted on 04 May 2012, 12:47 4

6. speckledapple (Posts: 892; Member since: 29 Sep 2011)


I can understand why Apple would make an impact with certain technologies as they have a closed but large system of users. But the success of it would not be of question as most if not all of their users would use it. The reason is simple, just like Siri, Apple users will try and utilize the best of their device (though it is no different than most any other phone user). Anything considered "new" would most likely be used just because. Although there are some exceptions, (the music social sharing system ping comes to mind) most users will use the tech anyway. Thus, it just makes sense that it would be a success for Apple users.

posted on 04 May 2012, 12:51 2

7. Atrixboyyy (Posts: 370; Member since: 03 Nov 2011)


I really don't have any faith in this or any nfc type of payment to be a "success" it will be one of those services that sound like they will hit the ground running but then die out not saying it will get killed off just that it will be nothing to blog about.

posted on 04 May 2012, 12:52 7

9. bella92108 (Posts: 8; Member since: 06 Apr 2012)


Like the credit card? People said the same as you about the credit card and debit card, and look how unsuccessful those turned out to be.

posted on 04 May 2012, 13:28 5

13. iamcc (Posts: 1319; Member since: 07 Oct 2011)


Why? Have you used it?

I go to CVS or Walgreens at least a couple times a week and occasionally McDonald's. They all have NFC near me and it is GREAT to be sitting in line (naturally on my phone) and I literally just tap the phone on the pad when I have to pay.

It takes.... one second. Maybe three. Normally I would have to get my wallet out, open it, take my card out, swipe it, enter my pin (or sign) put it back in my wallet, close the wallet and put it back in my pocket.

f**k that noise.

posted on 04 May 2012, 15:25 2

37. remixfa (Posts: 14255; Member since: 19 Dec 2008)


im just sketchy on the new tech... security and all. i have too much info on my phone as it is. dont need more. Personally I'm going to give it a little while and let other people work out the kinks on this tech.. too much at stake.

posted on 05 May 2012, 00:19 2

58. bvalde09 (Posts: 182; Member since: 22 Nov 2011)


Call me an ignorant but like remix says that is wayyy to much information for my phone. People who use the phone as business, therefore has a lot of sensitive data on it as it is. I would rather keep my card outside my phone. I dont say its a bad thing but what happen if my phone gets stolen?. Would they be able to use my credit card?

posted on 05 May 2012, 18:17 1

59. Atrixboyyy (Posts: 370; Member since: 03 Nov 2011)


Ok thanks for the smart reply, no I have not used it and I didn't say it was not goin to have any users. I'm just saying its not going to be anywhere near a credit/debit card in the next 5 yrs.

I doubt it will overcome the current forms of payment but then again its apple wonder how many lazy, tell me what to do and where to eat iDrones shop at McDonald's lol I joke I joke.

But in all seriousness I don't believe it will be as good as they think or say when saying its "primed for success" whether or you use it means nothing.

posted on 04 May 2012, 12:52 4

8. bella92108 (Posts: 8; Member since: 06 Apr 2012)


I think it'd be great if implemented well. Why not take the worlds largest single-smartphone subscription base and create a means to pay? The merchants have been very slow to adopt NFC, but if Apple got into the game I bet they'd get on board VERY quickly.

posted on 04 May 2012, 13:02 4

10. -box- (Posts: 3991; Member since: 04 Jan 2012)


Reminds me yet again of the Futurama episode "Attack of Killer App" (one of my favorites, Season 6, episode 3 if you want to watch).
Fry gets an ad on his eyePhone for Mom's Cuastic Anti-Fungal Bleach to treat his underarm fungus, and he asks the ad, "Can I somehow charge it to my eyePhone for an additonal fee?"

Anyone who likes a good jab at apple should watch that episode

posted on 04 May 2012, 15:09 2

33. InspectorGadget80 (unregistered)


HILARIOUS EPISODE. Even the EYE-PHONE.

posted on 04 May 2012, 13:15 7

11. networkdood (Posts: 6330; Member since: 31 Mar 2010)


Should it not be called:

iPay more

posted on 04 May 2012, 14:05 4

24. bucky (Posts: 2693; Member since: 30 Sep 2009)


Admit it, you spent the afternoon thinking that up.

posted on 04 May 2012, 20:47 1

52. networkdood (Posts: 6330; Member since: 31 Mar 2010)


honestly, no, I am very witty in a pinch :-)

posted on 04 May 2012, 13:36 3

14. taco50 (banned) (Posts: 5506; Member since: 08 Oct 2009)


This is good. I'm for NFC payments and once Apple gets behind it it will go mainstream. I would not trust my credit card info on an android phone though.

posted on 04 May 2012, 13:40 8

15. iamcc (Posts: 1319; Member since: 07 Oct 2011)


You are too funny taco...

posted on 04 May 2012, 13:46 7

17. Sniggly (Posts: 7305; Member since: 05 Dec 2009)


My debit cards have all been attached to Google for over a year. I've never had a problem with account security with them.

How typical. On Android: "meh, NFC." On Apple: "f**k YEAH NFC!!!"

posted on 04 May 2012, 13:50 7

18. iamcc (Posts: 1319; Member since: 07 Oct 2011)


This ^.

Besides, I don't put my credit card on my phone... I just load about $50 onto Google Wallet's prepaid every other week or so.

posted on 04 May 2012, 13:56 1

21. taco50 (banned) (Posts: 5506; Member since: 08 Oct 2009)


I'm not the only one who feels that way. There's a lot of people who wouldn't touch android with a 10 foot stick when it comes to their personal data.

posted on 04 May 2012, 14:09 7

25. Sniggly (Posts: 7305; Member since: 05 Dec 2009)


And a lot of people think Obama is the Antichrist.

I've never heard of someone's financial information being compromised via Google.

The closest they get is malware which reads info on the phone itself, which card information is not part of. Furthermore, it's hard to get malware on your device to begin with.

posted on 04 May 2012, 14:44 2

27. taco50 (banned) (Posts: 5506; Member since: 08 Oct 2009)


Lol why do you keep bringing up remix?

"And a lot of people think Obama is the Antichrist."

posted on 04 May 2012, 15:02 3

30. Sniggly (Posts: 7305; Member since: 05 Dec 2009)


He's never said that.

Lovely how little of value you have to say in your responses to me on this subject.

* Some comments have been hidden, because they don't meet the discussions rules.

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