Cingular offers GSM technology, any Cingular SIM can be put in any Cingular phone, this is what makes it confusing. You can switch your SIM cards around to your hearts content, and Lockline Equipment Insurance does insure the phone of record for the particular number.
Common scenario; You have a cheap little Nokia 6030 when you buy service, and they record this as the phone being used for your number. You want something a little nicer, so you go out to e-bay, and buy a razr, you don't call Cingular and tell them the IMEI (this is the electronic serial #) of your new and fancy phone. Couple weeks later, you are using the commode, and when you take your pants down, your pretty razr phon falls out of your pocket, and into the toilet.
But you don't panic, absolutely certain Lockline Insurance will save you from your predicament, and send you a beautiful, and much drier razr. So you call Lockline, place your insurance claim, pay your $50 deductible, and wait for your shiny new...Nokia 6030.
There is no razr if it is never recorded on you account..
The simple answer to switch your phones around on your account is to call Cingular ALWAYS when you get a new phone.
To answer the question of what to do about the son who wants to use moms new and nice phone is to insure both lines on the account (you should always insure even the cheapest crappiest phone), and if something happens to the phone, report the loss on the line where that is the phone of record.
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Just thought I'd pass that info on.
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