Samsung e720-ringtones???

[zara]

I have a samsung e720. Only have 20 ringtones though it advertises itself as having 64 ringtones? is this right?

[Crossblade]

I guess you are confused with "64-voice polyphonic ringtones". This means that every ringtone can have as much as 64 different sounds in it. When there are made different combinations, there comes different sounds ... and melodies.